planwithvoyant.com

What It Is

Voyant is a wealth experience platform built for professional users such as financial advisers, wealth management firms, and banks. Its core purpose is not simple budgeting or personal bookkeeping, but helping advisers model, present, and collaborate on a client’s full-lifecycle wealth plan. The official site emphasizes its ability to handle the more complex “last 10%” of scenarios beyond standard goal planning, such as trusts, business ownership, estate tax, intergenerational wealth transfer, and business exits.

Core Features and Collaboration

In terms of functionality, Voyant covers wealth transfer, corporate tax and business ownership planning, insurance planning, retirement planning, risk planning, and goals-based planning. It can support analysis such as cash-flow modeling, withdrawal-order comparisons, RMDs, Roth conversions, Social Security claiming strategies, equity compensation, ownership transfers, charitable structures, and estate tax optimization. ClientGo allows clients to participate in a controlled way, enter information, and view planning scenarios; Voyant Vault provides secure storage, sharing, retrieval, and permission management for client planning documents; and its white-label capabilities are suitable for institutions that need consistent interfaces, reports, and presentation standards.

Pricing and Integrations

Pricing is relatively transparent: AdviserGo is $150/month per adviser, with support users at $50/month; white-label setup costs $750, plus a $60/month service fee; Vault is $3/month/client; the first 25-client license pack for ClientGo is $150/month, with each additional 25-client pack priced the same. Snapshot and enterprise plans require a quote. Payment methods include PayPal, Visa/MasterCard, ACH, and manual bank transfer. For integrations, Voyant mentions API integrations and aggregations, with connections to back-office systems, risk profiling, trading and wrap platforms, data aggregation, fund pricing, and other data providers. Custom integrations are also supported, though public API documentation or SDKs are not disclosed.

Pros, Cons, and Best Fit

Its strengths are its professional depth, making it especially suitable for high-net-worth clients, complex family assets, business owners, and institutional adviser teams. It also offers a free trial, training, webinars, and a support team. Limitations include a relatively high learning curve, making it too heavy for ordinary personal finance users; some key pricing still requires sales contact; and although a security page is mentioned, the main content does not provide specific details on certifications, encryption, or data residency.

Access from China and Alternatives

The official site provides US, UK, IE, CA, AU, and Global entry points, but there is no visible Chinese-language version, local payment support, or information on China-compliant deployment. Access from China cannot be determined from the available content alone. If serving local clients in China, users should carefully evaluate network stability, cross-border data handling, payment support, and tax-regime adaptation. International alternatives include eMoney Advisor, MoneyGuidePro, and RightCapital; for the Chinese market, local wealth management or investment advisory systems may be more appropriate.