amiassetmanagement.com

What It Is

AMI Asset Management is an independent investment management firm founded in 1994 and headquartered in Los Angeles. It is not positioned as a payment processor or acquiring service provider, but rather as an asset and wealth management firm serving individuals, families, small businesses, financial advisors, and institutions. Its core proposition is to invest in companies with stable investment income and sustainable growth characteristics, with a particular emphasis on recurring revenue sources.

Core Capabilities

Based on the main content, AMI’s investment framework focuses on companies that derive more than 50% of their revenue from recurring sources. It seeks risk-adjusted returns through a GARP strategy, low-beta portfolio construction, fundamental research, and concentrated holdings. Its main strategies include large-cap growth equity, large-cap equity income, and small-cap growth equity, typically holding 30–35 positions. On the personal services side, it also covers wealth management areas such as retirement planning, tax planning, estate planning, tax-loss harvesting, and coordination with professional advisors. On the institutional side, it supports financial advisors with portfolio construction, monitoring, and platform-based access.

Pricing and Fees

Fee disclosure is limited. The main text only notes that some net performance figures are calculated based on a 1.00% annual fee, but it does not provide a full fee schedule, minimum investment amount, custody fees, performance fees, or other potential costs. Investors should therefore request the ADV, client agreement, or formal fee disclosure before engaging with the firm.

Pros and Cons

Its strengths include a clear investment philosophy, with an emphasis on cash-flow stability, downside protection, and long-term capital preservation. It also discloses outperformance across several bear-market periods and a 62% downside capture ratio relative to the Russell 1000 Growth. Its personal wealth management offering is also more comprehensive than that of a simple investment advisory service. The limitations are that the website does not provide specific regulatory license numbers, full fee details, account minimums, or custody arrangements. Its concentrated portfolio approach may also introduce style and single-stock concentration risks.

Who It’s For

AMI is better suited to high-net-worth individuals, families, and financial advisors seeking long-term equity allocation, downside risk control, active management, and comprehensive wealth planning services. It is not suitable for merchants looking for a payment gateway, cross-border collections, wallets, card acquiring, or API payment integration.

Access from China

The main content does not provide information on access from mainland China, service availability, or support for Chinese clients, so its access status is unknown.