This page picks 15 fully free or with a free tier Cross-border Payments, ranked by overall rating and price, with an average rating of 7.3 / 10. 9 of them are friendly for mainland China access (CN ≥ 2 stars). Headquarters: United States / France / Lithuania / Singapore. Data is compiled from public sources plus editorial testing, cached and refreshed every 5 minutes; compare specs and jump straight to official sites in the table below.
| # | Provider | Sub-category | HQ | Monthly | Rating | CN | Payment | Visit |
|---|---|---|---|---|---|---|---|---|
| 1 |
A annualcreditreport.com |
美国信用报告 | United States | Free / Contact | 9.0 | — | Visit | |
| 2 |
W wise.com |
跨境汇款/多币种账户 | United States | Free / Contact | 9.0 | — | Visit | |
| 3 |
Q qonto.com |
企业账户/财务管理 | France | Free / Contact | 9.0 | — | Visit | |
| 4 |
found.com |
美国小企业商业账户/记账税务 | United States | Free / Contact | 8.0 | — | Visit | |
| 5 |
0xprocessing.com |
加密货币支付网关 | Lithuania | Free / Contact | 8.0 | — | Visit | |
| 6 |
2c2p.com |
跨境支付网关 | Singapore | Free / Contact | 8.0 | — | Visit | |
| 7 |
S sonybank.jp |
日本网络银行 | Japan | Free / Contact | 8.0 | — | Visit | |
| 8 |
V venmo.com |
P2P支付钱包 | United States | Free / Contact | 8.0 | — | Visit | |
| 9 |
A a55.tech |
电商结账与消费金融 | Unknown | Free / Contact | 6.0 | — | Visit | |
| 10 |
P priyo.com |
全球人才金融OS/收款/薪资 | United States | Free / Contact | 6.0 | — | Visit | |
| 11 |
A activemerchant.org |
支付网关Ruby库 | Canada | Free / Contact | 6.0 | — | Visit | |
| 12 |
L liem.fr |
支付终端服务 | France | Free / Contact | 6.0 | — | Visit | |
| 13 |
M merchantaccountblog.com |
商户收单知识博客 | United States | Free / Contact | 6.0 | — | Visit | |
| 14 |
R rent-to-pay.be |
支付终端租赁 | Belgium | Free / Contact | 6.0 | — | Visit | |
| 15 |
V visamerchantagentslist.com |
支付行业目录 | Europe | Free / Contact | 6.0 | — | Visit |
Picks are sorted by public ratings and fields, not purchase advice; prices per the official site. This page contains affiliate links (rel="sponsored"). The full Payments list is in the directory; rating basis is on the methodology page.