一句话RevCap is a direct private real estate lender offering business-purpose loans for fix-and-flip, DSCR rental, ground-up construction, and small-balance commercial projects across 41 U.S. states plus Washington DC.
定价Loan-based pricing; rates and pricing subject to change; no upfront application or processing fees. No upfront fees, application fees, or processing deposits. Borrowers may pay third-party appraisal costs after accepting the LOI. Specific interest rates, origination fees, points,
适合谁Real estate investors, house flippers, rental portfolio investors, builders, developers, small-balance commercial operators, and mortgage brokers seeking privat
核心功能Direct private real estate lender with in-house underwritingLOI turnaround within 24 hoursLoan closing in 10–30 days depending on productFix & Flip loans up to 90% LTC and 100% rehab financingDSCR rental loans up to 80% LTV with no income verificationGround-up construction financing up to 85% LTCSmall-balance commercial bridge loans from $500K to $10M+Borrower portal VAULT for document uploaddeal trackingand messagingBroker portal FUSE and broker protectionCoverage in 41 U.S. states plus Washington DC
服务类型私募房地产贷款/商业目的贷款，包括 Fix & Flip 过桥贷款、DSCR 租赁物业贷款、Ground-Up Construction 建设贷款、小额商业过桥贷款。
覆盖国家/地区美国 41 个州及 Washington DC；暂不在 Alaska, Arizona, North Dakota, South Dakota, Nevada, Oregon, Vermont, Idaho, Utah 放款。
费率与手续费未披露具体利率、点数或完整费用表。披露无 upfront fees、无申请费、无处理押金；接受 LOI 后可能需支付第三方估价费用。DSCR 贷款可选择有/无提前还款罚金，无罚金方案利率略高。
结算到账周期LOI 通常 24 小时内出具；整体关闭/放款 10–30 天。Fix & Flip 最快 10 天，DSCR 通常 30 天，Ground-Up Construction 14–21 天，商业项目示例约 30 天。
合规与牌照Revolution Realty Capital, LLC；依据 California Finance Lenders License 60DBO-144905 发放或安排贷款。仅提供 business purpose loans，不发放或收购自住住宅抵押贷款。
风控能力内部承销，贷款需符合借款人及抵押物当时的承销标准。DSCR 贷款依据物业现金流评估，最低 DSCR 可至 0.80x（强借款人且有储备），信用分数要求 660+ FICO；关注物业、交易和投资经验。
API与集成未披露开放 API。提供 VAULT 借款人安全门户用于跟踪进度、上传文件、消息沟通；提供 FUSE 经纪人管线管理门户。
支付The text describes real estate lending products rather than payment processing. No supported payment methods are disclosed.
中国访问未知
适用场景Short-term bridge capital for residential rehabDSCR rental property acquisition or refinanceground-up 1–4 unit constructionsmall-balance commercial bridge financingportfolio scalingbroker-submitted investor loans.
同类Lima One CapitalKiaviRCN CapitalVisio LendingCoreVestprivate hard-money lenderslocal commercial banksand conventional mortgage lenders where applicable.