一句话Aurora Financial is a Virginia-based direct mortgage lender offering home purchase, refinance, construction and commercial loans with published mortgage rates and fast-closing programs.
定价Interest-rate based mortgage lending; selected no-closing-cost refinance program for eligible clients. Published indicative rates include conforming fixed-rate mortgages from 5.375% to 5.99% rate / 5.39% to 6.09% APR depending on term; conforming high balance from 5.99% to 6.125% ra
适合谁U.S. homebuyers and homeowners in Virginia and Maryland seeking purchase mortgages, refinancing, VA loans, jumbo loans, construction loans or commercial loans.
核心功能Direct mortgage lendingPublished current mortgage ratesOnline secure mortgage applicationFree rate float-down policy10-14 day rush closings and as little as 7 business day closing claim$1000 on-time purchase closing guarantee under conditionsNo Closing Cost Loyalty Program for eligible refinance clientsLocal processingunderwriting and closingNon-commission-based loan officers
服务类型直接抵押贷款机构；提供住房购买贷款、再融资、VA贷款、Conforming贷款、Conforming High Balance贷款、Jumbo/Non-Conforming贷款、建设贷款和商业贷款。
覆盖国家/地区美国；文本明确称位于弗吉尼亚州，并在弗吉尼亚州和马里兰州获得许可和担保。
费率与手续费公布的当前房贷利率为指示性：Conforming 30年固定5.99%/6.09% APR，20年5.875%/5.89% APR，15年和10年5.375%/5.39% APR；Conforming High Balance 30年6.125%/6.29% APR、15年5.99%/6.09% APR；Jumbo 30年6.375%/6.39% APR、15年6.25%/6.29% APR；VA 30年5.50%-5.875%，15年5.375%-5.75%。No Clos
结算到账周期购买贷款可提供10天内Rush Closing；再融资Rush Closing可快至14天；另称贷款最快可7个工作日关闭。具体取决于资格和流程条件。
合规与牌照文本称公司在Virginia和Maryland licensed and bonded；未提供具体牌照编号。
风控能力采用传统贷款实践；On-Time Closing Guarantee要求W2借款人、同一工作2年、近2年报税、DU Approve/Eligible、主要自住房、最低信用分680等，并排除自雇、估值问题、产权问题、礼金、二套/投资房、Jumbo等情形。
API与集成提供安全在线房贷申请和进度跟踪；未披露API、开发者文档或系统集成能力。
中国访问未知
适用场景Home purchase mortgagerefinanceVA loanjumbo/non-conforming mortgageconstruction loancommercial loanrate-lock float-downfast-closing purchase transaction.
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