一句话A U.S.-headquartered commercial finance company providing equipment financing, leasing and commercial real estate loans for middle-market and publicly traded companies.
定价Interest/lease-rate based financing model General equipment and real estate financing rates are not fully disclosed and are stated as fixed or floating/adjustable rates depending on product. For Smiths Detection leases, pu
适合谁Middle-market companies, publicly traded companies, and businesses needing commercial equipment financing, leasing, or commercial real estate acquisition/refina
核心功能Equipment financing and leasing from small-ticket to large-ticket sizesCommercial real estate loans from $1000000 to $100000000New and used equipment financing100% financing optionsFixed and floating loan structuresCapital leasesoperating leasesTRAC leases and sale-leasebacks
服务类型商业设备融资、设备租赁、商业房地产贷款、售后回租、合作伙伴设备融资方案
覆盖国家/地区总部位于美国；业务从美国扩展至加拿大、欧洲和拉丁美洲。Smiths Latin America覆盖墨西哥、巴西、哥伦比亚、智利、秘鲁、阿根廷、乌拉圭、巴拉圭，其他拉美国家个案考虑。
费率与手续费多数产品未公开具体利率和手续费。网站称目标为低利率并提供固定/浮动利率。Smiths Detection租赁披露租赁系数：$20,000-$99,999区间36个月0.0309953、48个月0.0238161、60个月0.0195512；$100,000-$500,000区间36个月0.0307669、48个月0.0235812、60个月0.0193088；$500,000以上需询价。租赁系数与Treasury Swap Rates挂钩，放款前可能变化。
结算到账周期未披露常规放款周期。拉美Smiths项目预计周转时间不超过25个工作日。部分$500,000以内交易可申请首付款最多延期90天。
合规与牌照未披露具体金融牌照、监管注册或合规认证信息。
风控能力强调发现客户需求、灵活承保、精简文件、及时决策。$500,000以上交易需提交完整财务包，包括最近三年年末财报、当前及同期中期报表等；拉美项目需财务报表、银行和贸易信息、公司信息及设备描述成本信息。
API与集成未披露API、插件或系统集成能力。网站提供北美和加拿大信用申请入口及联系表单。
支付Not a payment processor; provides commercial lendingleasingand real estate financing services.
中国访问未知
适用场景Commercial equipment purchase financingequipment leasingsale-leasebackaircraft/crane/marine/security detection equipment financingcommercial real estate acquisition or refinance.
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