Dimension scores are derived from public data and fields; weighted into the composite. Reference only.
UniPAY is a Payment Services Provider headquartered and positioned in the Georgian market. Founded in 2012, it offers online acquiring, subscription payments, Checkout, Payouts, and e-commerce integrations for internet businesses. According to its website, it serves 500+ merchants, processes around ₾48m in annual transaction volume, and handles 57k monthly orders. Its focus is providing simple, secure, and scalable payment infrastructure for Georgian businesses.
Its product coverage includes online payments, Recurring Payments, No-Code Checkout, and third-party integrations, while PayLink is still marked as coming soon. Supported payment methods include Visa, Mastercard, AMEX, Apple Pay, and Google Pay. Pricing is clearly differentiated between local Visa/Mastercard cards and international cards. The platform supports more than 3 processing currencies and can activate multi-currency accounts in USD, EUR, and GBP, making it suitable for merchants with international customers but a business entity based in Georgia.
Pricing transparency is relatively strong: there is no deposit, no minimum transaction volume, and no hidden fees; charges apply only to successful transactions. Local Visa/Mastercard transactions cost 2.5%+0.25 GEL, international Visa/Mastercard transactions cost 3.0%+0.35 GEL, Apple Pay/Google Pay costs 3.0%+0.25, and AMEX costs 4.0%+0.35 GEL. There is also a one-time account activation fee of 48 GEL, a multi-currency account activation fee of 149 GEL, and a withdrawal fee of 0.50 GEL. For settlement, UniPAY only states that balances are automatically transferred to the linked IBAN account; it does not disclose a specific payout timeline.
UniPAY states that account opening includes identity identification and verification, and it offers capabilities such as Intelligent Acceptance, Authentication, Identity Verification, and Fraud Detection. These can help balance approval rates with fraud control. However, the website does not provide a regulatory license number or detailed information about the regulated entity. On the integration side, it is developer- and merchant-friendly, offering a Payments API, subscription models, no-code options, and support for platforms such as Shopify, WooCommerce, Wix, and Tilda.
Its strengths include local acquiring capabilities, clear pricing, multiple integration methods, and support for use cases such as e-commerce, SaaS, hotels, ticketing, restaurants, and gaming. Its drawbacks are that market coverage is mainly centered on Georgia, settlement timelines and licensing information are not transparent enough, and there are account activation costs. It is best suited for local Georgian merchants, as well as e-commerce and SaaS businesses serving customers in Georgia.
The crawled text does not provide information on access from mainland China, RMB collection, or account registration for Chinese merchants, so china_access is assessed as unknown. If a Chinese company needs global acquiring, it may also evaluate Stripe, Adyen, PayPal, Checkout.com, 2Checkout, or choose a local bank acquiring solution based on the target market.
⚠ This review is compiled from public sources and does not constitute a purchase recommendation. Verify all facts on the vendor's official site. Verify on unipay.com official site.
unipay.com is an Unknown Payments provider. TG4G tracks its product information, an overall rating of 7.0/10, and a China-accessibility score of Workable. Click "Visit Official Site" to reach unipay.com directly.