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Vifto is a cloud-based online accounting software product from a Malta-based company. It is aimed at small businesses, accountants, bookkeepers, and entrepreneurs, with the goal of replacing spreadsheets or traditional manual bookkeeping at a low training cost. It emphasizes access from PCs, phones, and tablets, but its FAQ clearly states that offline use is not currently supported; an internet connection is required to upload and download reports.
Based on the available information, Vifto covers the basic accounting workflow for small businesses: creating custom invoices, recording purchases and expenses, uploading receipts, managing bank accounts, performing bank reconciliation, viewing reports and KPIs, managing VAT rates and VAT return reports, and supporting fixed asset registers, straight-line depreciation, impairment, and revaluation. Multi-currency support is one of its key strengths: it can handle foreign-currency invoices, receipts, payments, reconciliations, and reports, and display gains or losses caused by exchange-rate movements. Reports can be compared by period, currency, and status, and exported as PDF or Excel files. Receipts can also be exported as PDF/CSV.
Pricing is transparent and subscription-based. Monthly billing costs €8.99 for Basic, €18.99 for Standard, and €24.99 for Pro; annual billing works out to €6.99, €15.99, and €19.99/month respectively. Basic is limited to 20 invoices and 5 expenses, Standard includes 200 invoices and 100 expenses, and Pro is unlimited. Additional users cost €1.99/user/month across all plans. A 30-day free trial is available with no credit card required and can be cancelled; however, the site gives two different descriptions of the trial scope—“all premium features” and “Basic features”—so businesses should confirm this before purchasing.
The main advantages are broad feature coverage, small-business-friendly pricing, and support for VAT, multi-currency accounting, and depreciation, making it suitable for European and cross-currency business scenarios. The drawbacks are also clear: direct bank feeds, customer online payments, and payments to creditors are still under development; there is no disclosed API, developer documentation, or third-party integrations; and the permission system only appears to mention user-number limits, with little detail on roles or approvals. On security, Vifto only mentions SSL, encryption, multi-layer protection, and not storing credit cards, but provides no certifications or compliance evidence.
Vifto is better suited to small businesses with limited budgets that need an English interface, multi-currency support, VAT handling, and basic reporting. It is not ideal for companies that require deep bank connectivity, mature payment integrations, complex permissions, or localized Chinese tax support. Availability and payment usability from mainland China are not stated, so they should be considered unknown. If the service is unstable, alternatives include Xero, QuickBooks Online, and Zoho Books; domestic Chinese alternatives include Kingdee Jingdouyun and Yonyou Changjietong.
⚠ This review is compiled from public sources and does not constitute a purchase recommendation. Verify all facts on the vendor's official site. Verify on theaccountingblockchain.io official site.
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