tabadulat.com

What It Is

Tabadulat is a Shariah-compliant investment platform for Muslim investors, centered on Halal stock and ETF screening and trading, with planned services covering REITs, Sukuk, gold, and savings. Its website offers both a retail investment portal and business-facing solutions such as Trading-as-a-Service, market data, and fully white-label platforms.

Core Capabilities

The platform emphasizes compliance with AAOIFI standards and ongoing oversight by a Shariah Supervisory Board. It also mentions a compliance opinion from Shariyah Review Bureau regarding its trading model. At the product level, Tabadulat can screen thousands of stocks and ETFs, continuously monitor their compliance status, and notify users when an asset no longer meets Halal standards. The trading flow includes registration, verification, funding, screening, trading, tracking, and withdrawal. Deposits support multiple currencies, and withdrawals are made to bank accounts, but the site does not specify particular payment methods such as cards, bank transfers, or e-wallets.

Pricing and Fees

Fee disclosure is relatively clear: U.S. stocks are advertised as having zero trading commission; fractional trades of less than 1 share are charged at US$0.94 per trade; custody fees for U.S. stocks and ETFs are 0.25% per year, calculated daily and charged monthly; UAE residents pay 5% VAT on explicit fees, while non-UAE residents pay 0%. However, the site also presents “zero fees/no hidden charges” alongside custody fees and fractional trading fees, so users should rely on the actual trade breakdown.

Pros and Cons

The strengths are a clear positioning, strong compliance-screening capabilities, a fee structure that is easier to understand than many traditional brokers, and support for both individual investors and institutional white-label needs. The drawbacks are that the main content does not disclose its securities brokerage license, regulatory jurisdiction, custodian broker, settlement cycle, or deposit/withdrawal processing times. Many asset services are marked as “soon” or “plans,” which means the actual available scope still needs to be confirmed. The platform explicitly states that it does not provide personalized investment advice.

Who It’s For and Access from China

Tabadulat is best suited to individual investors who prioritize Islamic compliance and want exposure to U.S. and global stock ETFs, as well as financial institutions that need Halal investment infrastructure. The main content does not provide information on access from mainland China, so its accessibility is assessed as unknown. The platform also does not disclose supported account-opening regions or RMB deposit capability. If access from China is limited, users may compare alternatives such as Wahed, Zoya, or Islamicly, or use a broker with global market access and conduct compliance screening independently.