swissamericanwealth.com

What It Is

Swiss American Wealth Advisors is a wealth management and financial advisory firm serving people with cross-border ties between the United States and Switzerland. Its core clients include Swiss families moving to the U.S., Americans living in Switzerland, U.S. expatriates, business owners, and families dealing with cross-border trusts, tax, and investment matters. It is not a payment service provider, and it does not disclose capabilities related to acquiring, wallets, remittances, card processing, or payment APIs.

Core Capabilities

Based on the site content, its focus is on coordinating matters across the U.S. and Swiss tax and financial systems. Services cover tax planning, investment services, retirement planning, estate planning, charitable planning, business planning, executive compensation, relocation planning, expatriation/exit planning, and financial wellness. Team members are presented as having backgrounds such as CFP®, EA, MBA, and CFA, with an emphasis on fiduciary duty, multiple credentials, international experience, and multilingual capabilities. On the compliance side, investment advisory services are provided through Dynamic Wealth Advisors, with Marina Hernandez serving as its Investment Advisor Representative. The website provides Form CRS, ADV, and SEC adviserinfo lookup information, with CRD number 151367. Tax preparation services are provided through MHTax, while insurance services are also marked as an outside business activity, so clients should further confirm the boundaries of each service entity.

Pricing

Pricing transparency is relatively good. SAWA Trailblazer™ is a six-month, one-time comprehensive financial and investment planning program, priced by complexity from USD 25,150 to USD 35,275. SAWA Explorer™ is a customized workshop, starting at USD 2,950 for a 2.5-hour half-day session and USD 4,975 for a 5-hour full-day session. SAWA Navigator™ provides ongoing planning and asset management, with subscription fees starting at USD 20,000 per year. The site does not disclose asset-based management fee percentages, minimum asset requirements, or custody arrangements.

Pros and Cons

The main advantages are its highly specialized positioning and focus on coordinating U.S.-Swiss cross-border tax and investment issues, making it suitable for complex families seeking either a one-time review or a long-term advisory relationship. Its fees and service tiers are also clearly disclosed. The drawbacks are that the average client cost is high, making it less suitable for simple tax filing or low-complexity users. Tax, insurance, and investment advisory services fall under different business arrangements, so clients should confirm the contracting entity and scope of responsibility before signing. For payment or fintech-related needs, it does not provide information on payment methods, settlement cycles, risk control systems, or API integrations.

Who It Is For and Access From China

It is better suited to mid- to high-net-worth individuals and families with U.S.-Swiss assets, tax residency issues, relocation needs, trusts, or executive compensation matters. If the goal is cross-border collections, merchant payments, or remittances, a payment institution would be more appropriate than this type of advisory firm. Access from mainland China is not covered in the site content, so its availability is unknown.