sueldonetoautonomo.es

What It Is

sueldonetoautonomo.es is an online net income calculator for Spain’s autónomos — self-employed workers and freelancers. It helps users understand the gap between their “monthly invoiced amount” and their actual take-home income, with a focus on Spain’s 2026 social security cuota, IRPF withholding, and VAT reserves. The page also includes extensive explanatory content covering the 15 social security income brackets, IRPF types, VAT rates, incentives, and deductible expenses.

Core Features

Based on the scraped content, the core product is a lightweight after-tax income simulator. Users can choose conservative, moderate, or optimistic scenarios, or set their monthly revenue with a slider. They can also add monthly deductible business expenses. The system displays net income, the retained amount per €100 invoiced, social security deductions, IRPF deductions, and the amount to set aside for quarterly VAT filing. It also supports reverse-calculating the required invoicing amount for a target net income, and provides comparisons between autónomo and employee income, an annual-view entry point, and FAQ explanations.

Pricing

The basic web calculator appears to be free to use, with no visible registration, subscription plans, or enterprise pricing. The page explicitly promotes an “88-page PDF” priced at €14, available for instant download, and claims that more than 800 autónomos have downloaded it. Payment methods are not disclosed.

Pros and Cons

Its strengths are its extremely clear positioning, centered on the question Spanish freelancers care about most: “How much will I actually keep?” It also emphasizes that VAT is not income and must be reserved quarterly, giving it strong educational value. The page says it uses official sources such as Agencia Tributaria, Seguridad Social, BOE, and AEAT, and notes that the data has been updated through March 2026, which helps convey credibility.

The limitations are also clear: it is more of a content-driven calculator than a full SaaS product. The scraped text does not mention an account system, history records, team collaboration, permissions, third-party accounting software integrations, an API, data security certifications, or enterprise-level support. The results are also stated to be estimates and are not a substitute for advice from a professional tax advisor.

Who It’s For / Access from China

It is suitable for freelancers, consultants, creators, and small professional service providers who are working in Spain or planning to register as an autónomo, especially for invoice planning and tax reserve estimation. Since no real-world access test from mainland China is provided, china_access is marked as unknown.