steppay.kr

What It Is

STEPPAY is a payment and billing solution provided by the Korean company 스텝페이. It is positioned not merely as PG integration, but as payment collection and operations infrastructure for SaaS, subscriptions, platforms, e-commerce, pop-up stores, and similar businesses. The materials indicate support for modules such as one-time payments, recurring billing, global payments, B2B Pay, invoicing, on-site payments, Mall-in-Mall, and failed-payment recovery.

Core Capabilities

In terms of payment methods, STEPPAY emphasizes support for all domestic PGs in Korea, covering cards, virtual accounts, easy payments, CMS, bank transfers without a passbook, payment links for invoices, and on-site card-number entry for payment collection. Subscription billing is a key focus: it provides a clickable pricing-plan builder that can combine models such as fixed subscriptions, free trials, per-seat billing, usage-based billing, and postpaid billing. B2B Pay is designed for large-value business-to-business transactions, supporting account-based recurring charges, automated invoices, and automated collection workflows. API, Webhook, a developer center, and API Doc are also mentioned, making it suitable for teams that need to embed payments into their own systems.

Pricing

The monthly fee for one-time payments is free. Domestic one-time payment PG fees are 1.3%–3.0%, while overseas one-time payments are 4.0%–4.5%. Step Billing monthly fees are tiered by monthly transaction volume, starting from 0 KRW, with the highest publicly listed tier at 999,000 KRW; pricing for volumes above 1 billion KRW is available on request. Domestic recurring payments are 1.7%–3.4%, and overseas recurring payments are 4.5%–5.0%. B2B Pay, Step Cover, and Mall-in-Mall are all charged separately on a tiered basis, with VAT charged additionally.

Pros and Cons

The main advantage is its comprehensive product lineup, especially for subscription-based and platform businesses that need to launch complex billing quickly. No-code configuration, API integration, automated reconciliation, and failed-payment recovery can reduce both development and operational workload. The downsides are that the publicly available information is primarily aimed at the Korean market, and the specific countries supported for global payments are not clearly listed. Settlement timelines, payment licensing, and detailed compliance qualifications are not disclosed in sufficient detail, and the cost of advanced modules should be carefully calculated based on transaction volume.

Who It’s For and Access From China

STEPPAY is suitable for Korea-based SaaS companies, subscription e-commerce businesses, B2B payment collection, pop-up/on-site payment scenarios, and multi-merchant marketplace teams. Access from China is not specified in the available materials, so it should be considered unknown. If you plan to collect payments from Chinese merchants or Chinese consumers, you should further verify network accessibility, support for RMB and Chinese payment methods, and cross-border compliance. Alternatives to compare include Stripe Billing, Chargebee, Paddle, Toss Payments, and PortOne.