SmartBusinessPlan is an online business plan tool designed to help entrepreneurs more easily write business plans, build financial forecasts, and prepare for fundraising. It emphasizes “real examples + structured sections + automated financial calculations,” making it suitable for users who are starting from scratch and need to create a business plan for loans, grants, investment, or startup support programs.
The product provides the core building blocks of a complete business plan, including a structured chapter framework, guiding questions, terminology tips, a text editor, charts, and PDF export. Its key differentiator is the inclusion of 10 real business plan examples covering scenarios such as cafés, online stores, hair salons, mobile apps, 3D printing, and PR agencies, allowing users to reference examples while writing. The financial section supports revenue calculations, cash flow and liquidity planning, real-time recalculation of changes, and a Financing Check that evaluates the reasonableness of the financial plan and key KPIs. Team features support sharing, collaboration, comments, and read or write permissions.
Pricing is fairly straightforward: a 7-day free trial at 0 euros, including all features and requiring no payment details; monthly billing at 49 euros/month; and annual billing at 149 euros/year, equivalent to about 12.42 euros/month. If you only need to complete one business plan in the short term, the monthly plan is not cheap. If you need to continuously iterate on fundraising materials, the annual plan offers better value.
The advantages are its low learning curve, with no need for complex Word/Excel formatting or spreadsheet modeling; real examples help reduce writer’s block; financial planning, liquidity planning, and financing checks are practically useful for entrepreneurs; and collaboration plus permissions make it suitable for editing with co-founders or advisors. The drawbacks are that the website does not show third-party integrations, API access, or developer capabilities; security and compliance information only mentions German servers, with no details on encryption, backups, certifications, or similar measures; the trial lasts only 7 days; and the product is more focused on startup business plans than complex corporate budget management.
It is best suited for solo entrepreneurs, small startup teams, and users who need to submit a business plan to banks or investors. The scraped text does not provide information about access from China, so this remains unknown; payment methods are also not disclosed. If users in mainland China have difficulty accessing or paying for it, alternatives such as LivePlan and Upmetrics may be worth considering, or they can use Feishu/Lark or Shimo Docs together with financial templates and local consulting services.
⚠ This review is compiled from public sources and does not constitute a purchase recommendation. Verify all facts on the vendor's official site. Verify on smartbusinessplan.com official site.
smartbusinessplan.com is an Germany SaaS Tools provider. TG4G tracks its product information, an overall rating of 6.0/10, and a China-accessibility score of Workable. Click "Visit Official Site" to reach smartbusinessplan.com directly.