SahajNet Broadband Private Limited presents itself on the page as an authorized Global Channel Partner of Findi, helping entrepreneurs launch white-label ATM franchise businesses in India. Its core offering is not a traditional online payment gateway, but an offline ATM infrastructure franchise: applicants provide the premises, capital, and day-to-day operating capability, while SahajNet/Findi provides authorization, site-selection guidance, installation and go-live support, and operational assistance.
The service covers all of India (PAN India). The page highlights 9,500+ white-label ATMs, 55 Cr+ annual transaction volume, and RBI compliant operations. The relevant “payment” use cases are mainly revenue sharing from ATM financial and non-financial transactions, and franchisees are required to open a dedicated bank account for ATM cash loading. In terms of risk control, the text does not disclose details about anti-fraud systems or transaction monitoring, but it does clearly specify requirements around the purpose of the cash account, non-TDS marking, KYC, property proof, PAN card, daily cash loading, and first-line maintenance responsibilities. API and online integration information is largely absent; it only mentions that the ATM will be integrated and brought online after installation, relying on VSAT connectivity.
The fee structure uses a deposit plus working-capital model. Under the Orange Model, the minimum security deposit is ₹75,000, all non-refundable, with an additional ₹2,50,000 required as working capital. Financial transactions earn tiered commissions of ₹8–₹10.5 per transaction, while non-financial transactions earn ₹2 per transaction. Under the Yellow Model, the initial security deposit is ₹150,000, of which ₹75,000 is refundable, and the revenue share increases to ₹9–₹11.5 per transaction; non-financial transactions remain at ₹2 per transaction. The page only states that cash loading is performed after receiving settlement, but does not disclose the specific settlement payout cycle.
The advantages are that the investment model, revenue-share tiers, site requirements, and go-live process are relatively transparent, with support for site selection, documentation, installation, training, and operations. The drawbacks are that the earnings are illustrative only and depend on location, foot traffic, and transaction volume; franchisees also need to handle shop fitting, electricity, VSAT, UPS, daily cash management, and other operational work, so the operating burden is not light. It is better suited to entrepreneurs in India who have a street-facing shop, small commercial space, or local regional resources, and who can manage cash handling and local compliance documents.
The page does not provide information about access from mainland China, so this is assessed as unknown. The service mainly targets local offline ATM franchising in India and is not suitable for Chinese merchants seeking cross-border acquiring. If the requirement is cross-border payments, options such as Stripe, PayPal, Airwallex, PingPong, and LianLian Global may be more relevant. For offline cash-service deployment in India, Findi/India1 ATM, bank BC/CSP models, or other white-label ATM franchise providers can be compared.
⚠ This review is compiled from public sources and does not constitute a purchase recommendation. Verify all facts on the vendor's official site. Verify on sahajnet.com official site.
sahajnet.com is an India Payments provider. TG4G tracks its product information, with monthly pricing from $900.00, an overall rating of 5.0/10, and a China-accessibility score of Unknown. Click "Visit Official Site" to reach sahajnet.com directly.