riverun.net

What It Is

Riverun positions itself as “Australian music infrastructure,” offering services around Melbourne’s independent music ecosystem, including music distribution, live streaming, merchandise, and revenue payouts. Its payment capability is handled by RiverPay, which the page describes as Australian-built payment processing that supports every transaction across the Riverun full stack.

Core Capabilities

In terms of service type, RiverPay looks more like an online payment processing tool for the Riverun ecosystem and external merchants. For payment methods, the main text only explicitly mentions “every card type,” multi-currency support for AUD, USD, and EUR, and same-day NPP settlement. It does not list specific card networks, wallets, or BNPL options. Its coverage can mainly be confirmed as Australia-focused, with references to “Melbourne and beyond,” but the countries supported for cross-border acquiring are unclear. On settlement, same-day NPP is a highlight, while the Business plan also allows customized settlement cycles.

Pricing and Compliance

RiverPay’s pricing transparency is relatively good: Starter is 1.0% + 20c per transaction, Pro is 0.8% + 20c per transaction, Business is 0.6% + 15c per transaction, and Enterprise uses custom pricing with support for interchange-plus pricing. Monthly transaction volume limits range from A$50K to A$2M. Compliance disclosures include ABN 65 663 364 154 and PCI DSS Level 1 for the Business plan, but there is no visible mention of an AFSL or other financial license. Its regulatory status therefore still needs further verification.

Pros and Cons

The strengths are clear pricing tiers, same-day NPP support, API and Webhooks access starting from the Pro plan, and higher-tier features such as fraud detection, white-label payment pages, on-premise deployment, and 24/7 phone support. The downside is that public information is limited: specific payment methods, chargeback handling, risk-control details, actual country coverage, and licensing information are not fully disclosed.

Who It’s For and Access from China

RiverPay is better suited to local Australian musicians, live event and content platforms, merchandise sellers, and vertical use cases that need split payments, distribution revenue, and bank payouts. The source text does not provide information on access from China, so network connectivity, whether Chinese entities can open accounts, and RMB settlement support are all unknown. For China-facing or cross-border e-commerce use cases, it would generally still be worth comparing alternatives such as Stripe, Adyen, PayPal, Square, and Airwallex.