Rewards Credit Card API is a credit card data API provided by Rewards CC API LLC, positioned as a commercial data service for βsearching and discovering credit card details.β It mainly covers the U.S. market. The site claims coverage of 99.5% of U.S. credit cards, and the FAQ mentions nearly 4,000 cards. The data is fairly granular, including issuers, card networks, annual fees, foreign transaction fees, credit requirements, card URLs, card images, sign-up bonuses, travel benefits, annual spending bonuses, spending reward categories, and more.
From a developer tooling perspective, its core value is structured credit card data that can be accessed directly via a REST API. The documentation lists endpoints such as Card Detail, Card List, Search by Name, Card Image, Plaid, Google Maps Spend, Point Transfer Programs, and Spend Bonus Category. For example, you can query the detailed fields of a specific card, find rewards cards based on spending categories like βGrocery Stores,β or look up cards with transferable points for Hilton Honors. The Google Maps integration is useful for scenarios such as recommending which card to use at a specific merchant. The service is hosted on Microsoft Azure and claims to provide the same SLA as Microsoft.
Pricing is subscription-based: BASIC at $29/month for 2,500 calls, PRO at $49/month for 10,000 calls, ULTRA at $99/month for 50,000 calls, MEGA at $199/month for 200,000 calls, SUPREME at $499/month for 1,000,000 calls, and enterprise plans by contacting sales. The key restrictions are that only MEGA and SUPREME plans allow data caching and storage; cached data must be deleted after subscription cancellation; and resale or bulk distribution through your own API, CSV files, or similar methods is not allowed.
The strengths are comprehensive data fields and relatively clear documentation, with request examples, response structures, field explanations, an FAQ, and a Changelog. The data is said to come from issuer websites and to be manually reviewed. It also supports custom endpoints and requests to add new cards. The downsides are the lack of SDKs, self-hosting, or open-source information; clear licensing constraints around commercial use; and lower-tier plans relying on RapidAPI, while direct access and higher performance require contacting the provider.
It is suitable for personal finance apps, browser extensions, points and miles blogs, credit card selectors, and shopping card recommendation tools aimed at U.S. credit card users. If your product targets mainland Chinese credit cards or local bank benefits, its usefulness is limited. The text does not specify access conditions from China, so network connectivity, RapidAPI availability, and international payment support need to be verified independently. Alternatives include building your own issuer data collection workflow, using other financial data APIs, or integrating with local bank/payment institution data services.
β This review is compiled from public sources and does not constitute a purchase recommendation. Verify all facts on the vendor's official site. Verify on rewardscc.com official site.
rewardscc.com is an Unknown Dev Tools provider. TG4G tracks its product information, an overall rating of 7.0/10, and a China-accessibility score of Workable. Click "Visit Official Site" to reach rewardscc.com directly.