revpay.com.my

What It Is

RevPay is a Malaysia-based payment gateway provider focused on offering merchants convenient and secure online payment solutions. Its core services include invoice-link payments, website API payment integration, and recurring direct debit services.

Key Points by Dimension

Service types: RevPay offers three core products — RevPay Express, which lets merchants send invoice links by email so customers can click and pay; RevPay API, which embeds the payment gateway into a merchant’s own website; and RevPay Debit, which automatically debits customers’ bank accounts on a recurring basis, making it suitable for subscription-based services.
Supported payment methods: Supports mainstream local Malaysian payment methods, including FPX online bank transfers, UnionPay, Visa and Mastercard credit cards, as well as direct debit.
Compliance and licensing: Strong regulatory credentials. RevPay is regulated by Bank Negara Malaysia (BNM) under the Financial Services Act 2012, is a PayNet-directly appointed FPX third-party service provider, was among the first UnionPay directly authorized partners in Malaysia, and is PCI DSS compliant.
Risk control: Uses mandatory 256-bit SSL encryption, 24/7 fraud monitoring and early detection, and supports 3D Secure authentication, providing a solid level of security.
API and integration: Provides standard API interfaces for quick integration into merchants’ own websites, with a relatively simple document submission and approval process.

Pricing

RevPay does not publish specific rates or settlement cycles on its website. It only emphasizes “low transaction fees” and “no fund holding.” Email notifications are free, while SMS notifications incur a small fee. This lack of transparency is a drawback for customer acquisition.

Pros and Cons

Its strengths are strong compliance, stable direct UnionPay/FPX channels, and a no-reserve policy that helps cash flow. The downsides are that its business is highly focused on Malaysia, it does not mention support for local e-wallets such as GrabPay, and its fee structure is not transparent.

Best For

RevPay is suitable for local Malaysian SMEs, e-commerce sellers, and service providers that need recurring subscription billing. It also offers some support for cross-border scenarios that require direct UnionPay connectivity.

Access from China

As a Malaysia-based gateway, access from China may experience latency or partial restrictions. However, its support for UnionPay makes it relatively friendly to Chinese consumers holding UnionPay cards. If broader Southeast Asia coverage is needed, alternatives such as iPay88 or Billplz may be worth considering.