Reclaim What's Yours, operated by Solara Edge Corp, is positioned as an automated recovery platform for failed payments and declined transactions. It does not replace an acquirer or payment gateway; instead, it connects to a merchant’s existing gateway and automatically retries declined transactions based on the decline reason, issuer response, and historical success patterns, with the goal of improving revenue recovery.
The platform emphasizes “smart retry logic,” selecting the appropriate timing, amount, and payment route while filtering out decline types that should not be retried, such as fraud, stolen cards, or closed accounts. Merchants can use the Merchant Portal to view recovery rates, recovered revenue, failure reasons, and real-time KPIs. The materials mention integrations with Stripe, Braintree, and Adyen, and require API connectivity and Webhook configuration. Service targets include 99.9% availability, initial retry processing within 30 seconds, and Webhook latency under 2 seconds.
Pricing is not publicly disclosed; the terms state that fees are governed by the merchant’s commercial agreement. Chargeback and dispute fees are passed on to the merchant. The settlement cycle is not disclosed, with only a statement that amounts after deducting fees and applicable chargebacks will be shown in the dashboard. On compliance, the platform says it follows PCI DSS and card network rules, does not store PAN, CVV, or magnetic stripe data, and uses TLS 1.2+ for transmission and AES-256 encryption at rest. However, it does not disclose any payment license or regulatory registration information.
Its strengths are a focused use case, the ability to connect to existing gateways, decline analysis, and risk-control filtering. It is a good fit for merchants that frequently encounter failed charges, such as subscription SaaS, e-commerce, and membership-based services. The drawbacks are that pricing, country coverage, and real-world recovery case studies are all opaque, and chargeback liability remains with the merchant. If your business requires strong compliance assurances and predictable pricing, you should request the commercial terms, data processing agreement, and supported-region details before signing.
Access from mainland China is not specified in the available materials and is therefore assessed as unknown. The service mainly relies on overseas gateways such as Stripe, Braintree, and Adyen, so adoption may be limited for domestic Chinese merchants without an overseas acquiring setup. Alternatives to compare include Stripe Billing Smart Retries, Adyen RevenueProtect, Braintree’s retry-related capabilities, Chargebee Retention, and Churn Buster.
⚠ This review is compiled from public sources and does not constitute a purchase recommendation. Verify all facts on the vendor's official site. Verify on reclaimwhatsyours.com official site.
reclaimwhatsyours.com is an United States Payments provider. TG4G tracks its product information, an overall rating of 6.0/10, and a China-accessibility score of Limited (proxy recommended). Click "Visit Official Site" to reach reclaimwhatsyours.com directly.