Dimension scores are derived from public data and fields; weighted into the composite. Reference only.
Qapital is a business intelligence platform for SMEs operated by Qapital B.V., aimed at companies with annual revenue of roughly €1M–100M. It brings seven modules—finance, commercial, marketing, operations, HR, strategy, and valuation—into a single dashboard. By uploading CSV/PDF files such as annual reports, P&L statements, and CRM data, users can automatically extract metrics and receive module scores, industry benchmark comparisons, and recommended actions.
The platform emphasizes AI-powered analysis and Qapital Copilot, helping users ask follow-up questions about business performance and identify “what is working, what is burning cash, and what to focus on next.” The finance module covers P&L, gross margin, DSO, and cash flow; the commercial module looks at revenue segmentation, sales pipeline, churn, and CLV. The marketing, operations, HR, and strategy modules analyze CAC, channel ROI, inventory turnover, capacity utilization, employee turnover, competitive positioning, and more. The valuation module is a highlight, supporting three methods: DCF, EV/EBITDA multiples, and revenue multiples. It also provides valuation ranges, a value bridge, and an M&A readiness score. However, the website does not disclose the underlying models, accuracy metrics, or any human review mechanism.
The official website states “Free to start,” but the terms of service say access requires a valid subscription. Specific pricing, free quotas, and trial limits are not published. On the developer side, Qapital offers a public REST API supporting company search, company profiles, analyzed company lists, and health checks. It returns JSON, uses IP-based rate limiting, and public endpoints do not require an API key. It also provides Claude MCP integration, making it suitable for bringing company intelligence into conversational workflows.
The main advantage is broad module coverage, combining operating metrics, industry benchmarks, and valuation improvement paths. For Dutch companies, it can also enrich analysis with KvK Chamber of Commerce data and references CBS industry data. The privacy policy is relatively clear: uploaded data belongs to the user, is used only to provide the service, and is not sold to third parties. Limitations include opaque pricing, outputs being indicative only and not constituting financial, legal, or investment advice, and a data source bias toward the Netherlands—profiles for multinational or Chinese companies may be incomplete. There is also no stated support for a Chinese interface, Chinese-language reports, or China-friendly payment methods.
Qapital is suitable for SME owners, CFOs, management teams, companies preparing for M&A, and developers who need company search or benchmark data APIs. Access from mainland China is not addressed in the available text, so network connectivity and payment availability should be tested directly. For localized BI needs, alternatives such as Power BI, Tableau, and Looker Studio may be worth considering; for valuation use cases, it can be compared with Equidam, Fathom, or professional financing and M&A databases.
⚠ This review is compiled from public sources and does not constitute a purchase recommendation. Verify all facts on the vendor's official site. Verify on qapital.ai official site.
qapital.ai is an Unknown AI Apps provider. TG4G tracks its product information, an overall rating of 7.0/10, and a China-accessibility score of Workable. Click "Visit Official Site" to reach qapital.ai directly.