Plan First Wealth is a cross-border wealth management and financial planning firm headquartered in Greenwich, Connecticut, USA, serving expatriates living in the United States. Founded in 2018 by British expat Richard Taylor, its core positioning is “expats serving expats,” with a particular focus on the investment, tax, pension, and asset coordination challenges faced by British nationals in the US.
Based on the available information, this is not a payment gateway, acquiring institution, or financial API platform, but a human-advisor-led wealth management service. Its services include cross-border financial planning, investment management, retirement planning, cash-flow forecasting, tax planning coordination, and global asset allocation. Its primary client scenarios are US-based, while also covering UK, US, and other international assets. On risk control, the firm emphasizes a compliance-first approach and helping clients avoid US tax penalties. For investments, it uses a globally diversified, low-cost, evidence-based strategy, and addresses market volatility and FX risk through regular reviews, behavioral coaching, and currency-aware asset-liability matching.
The fee model is relatively clear: it charges based on assets under management, or AUM, starting at 1% per year and decreasing as portfolio size increases. It does not charge product commissions and operates on a fee-only basis. Financial planning is included in the investment management fee, and it offers a guarantee to refund advisory fees if clients are dissatisfied within the first 6 months. The service process consists of six steps: Explore, Investigate, Present, Implement, Review, and Reassess, covering everything from the initial conversation and information gathering to plan presentation, account setup, asset transfers, and ongoing reviews.
Its strengths are its highly focused positioning, making it a good fit for British expatriates in the US; transparent pricing with no product commissions; and a team that includes a compliance lead and emphasizes collaboration with accountants, attorneys, and other professionals. Its understanding of issues such as ISAs, pensions, cross-border taxation, and fragmented accounts is something ordinary single-market advisors may struggle to cover. The limitations are that the website does not disclose specific regulatory registration numbers or license details, and the fee tiers are not fully laid out. In addition, client survey data in the scraped text shows as 0, so its reference value is limited. It also does not provide payment methods, settlement cycles, API integration, or other payment/fintech features.
Plan First Wealth is better suited to high-net-worth or emerging high-net-worth expatriates living in the US who have UK or international assets and need long-term investment management plus cross-border tax coordination. It is not suitable for merchants looking for cross-border payment collection, card acquiring, wallet payments, or developer APIs. The source text does not provide information on accessibility from China, so this is unknown. Chinese users needing similar services may consider US-based RIAs, cross-border tax advisors, Vanguard Personal Advisor, Schwab Wealth Advisory, or wealth management firms specializing in UK-US cross-border clients.
⚠ This review is compiled from public sources and does not constitute a purchase recommendation. Verify all facts on the vendor's official site. Verify on planfirstwealth.com official site.
planfirstwealth.com is an United Kingdom Payments provider. TG4G tracks its product information, an overall rating of 6.0/10, and a China-accessibility score of Limited (proxy recommended). Click "Visit Official Site" to reach planfirstwealth.com directly.