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PixGo is a technical interface and merchant toolkit for accepting PIX payments. It is positioned not as a payment institution, but as a layer that processes PIX through PLEBANK/Fitbank and then uses Depix.info to convert the funds into DEPIX, a token pegged to the Brazilian real. Its main selling point is accepting payments “without a Brazilian bank account,” making it suitable for individuals, merchants, and cross-border sellers serving Brazilian customers.
The product offering is fairly complete: it can generate PIX QR Codes and provides hosted stores, shopping carts, custom checkout pages, subscription payments, team permissions, sales analytics, and CSV reports. For developers, it offers a REST API, JSON communication, X-API-Key authentication, payment creation, status lookup, payment detail lookup, and payment.completed/expired/refunded Webhooks. Webhooks support HMAC-SHA256 signatures, timestamps, and replay-protection recommendations. The documentation also includes PHP and Node.js examples, making integration relatively developer-friendly.
The official website states there are no setup fees or monthly fees, and that only successful transactions are charged at 2%; in the example, R$100 settles as 98 DEPIX. However, some page examples mention “2% + R$1,” and the Webhook example separately breaks out PixGo and Liquid fees, so the actual cost may be more than a simple 2% and should be verified against the backend billing records. For settlement, after PIX confirmation, DEPIX first enters PixGo’s temporary custody wallet, then settles to the user’s verified Liquid wallet at end of day on D+1, including weekends and holidays. In other words, it is not final instant settlement.
The terms clearly state that PixGo does not directly process PIX and is not a regulated payment service provider. Banking compliance, KYC, AML, and PIX processing are handled by PLEBANK/Fitbank, with Fitbank described as an institution authorized by Brazil’s central bank. Risk controls include temporary custody, anti-fraud measures, reversal of suspicious transactions, bans on illegal activities, progressive limits, a maximum of R$3,000 per transaction, and a daily limit of R$6,000 per payer CPF/CNPJ.
Its advantages are a low barrier to entry, no monthly fee, a complete toolchain, and clear API documentation. It is especially suitable for freelancers, small shops, hotels, clinics, and cross-border merchants who cannot or do not want to use a Brazilian bank account but need to accept PIX. The downsides are that the received asset is DEPIX rather than a bank balance, which introduces stablecoin, Liquid wallet, and custody-period risks; the lack of a sandbox environment also increases development and testing risk.
The text does not provide information about access from mainland China, so this is unknown. If Chinese merchants want to serve Brazilian users, they may also evaluate alternatives such as EBANX, Mercado Pago, Pagar.me, Stripe, and PayPal, with a focus on comparing the regulated entity, settlement currency, withdrawal path, and tax reporting requirements.
⚠ This review is compiled from public sources and does not constitute a purchase recommendation. Verify all facts on the vendor's official site. Verify on pixgo.org official site.
pixgo.org is an Brazil Payments provider. TG4G tracks its product information, an overall rating of 7.0/10, and a China-accessibility score of Limited (proxy recommended). Click "Visit Official Site" to reach pixgo.org directly.