Perquity is a childcare benefits intermediary platform for U.S. employers. Its core goal is to let companies pay licensed childcare providers directly on behalf of employees, then recover eligible amounts through federal and state tax credits and deductions. The site emphasizes that, under certain conditions, New York employers may recover 75% to 125% of their spending through state and federal policies, while New Jersey currently offers only the federal credit.
The product workflow covers employer registration, employee enrollment via a link, selection of licensed childcare providers, provider license and bank-account verification, monthly direct payments, compliant transaction records, payroll report synchronization, and year-end ready-to-file reports. It tracks compliance around IRC Section 45F and Section 129, and automatically records employeesβ tax-free elections of up to $7,500. For HR teams, the value is in reducing the manual work of contracting with individual providers, making payments, calculating fringe benefits, and handling payroll reporting.
Perquity does not disclose standard SaaS plans or per-seat pricing. Its FAQ clearly states that employers do not pay a separate service fee; they only make one monthly childcare funding payment, with platform costs already included in the total. Based on the description, deployment appears to be a cloud-based employer portal. There is no visible self-hosting option, API, developer documentation, or list of specific HRIS/payroll system integrations.
Its strengths are a very focused use case, coverage of payments, compliance, tax filing, and multi-party dashboards, plus leadership by a founder with a CPA background. It is a good fit for companies that do not want to build complex tax workflows in-house. The limitations are also clear: it currently explicitly serves only NY and NJ; its rules depend on U.S. tax law, making it largely irrelevant for non-U.S. companies; and the website does not disclose security certifications, SLA terms, support tiers, open APIs, or a concrete integration ecosystem.
Perquity is suitable for small and midsize businesses or C-Corp employers in New York and New Jersey that have a childcare benefits budget, want to improve recruiting and retention, and hope to obtain tax credits. For Chinese companies without U.S. employment and tax entities, it is more useful as a reference than as a directly usable service. Access from mainland China and supported payment methods are not explained, so they are unknown. Alternatives include traditional HR benefits platforms, payroll outsourcing, or companies managing their own Section 45F/129 processes.
β This review is compiled from public sources and does not constitute a purchase recommendation. Verify all facts on the vendor's official site. Verify on perquity.com official site.
perquity.com is an United States SaaS Tools provider. TG4G tracks its product information, an overall rating of 6.0/10, and a China-accessibility score of Limited (proxy recommended). Click "Visit Official Site" to reach perquity.com directly.