perq.finance

What It Is

Perq Finance is a DeFi Launchpool platform built around the idea of “Turn Idle Capital Into Early-Stage Allocations.” Users deposit idle assets into blue-chip DeFi yield strategies, and the yield generated is automatically converted at the public sale price into unreleased or early-stage tokens at the project’s TGE. The principal is claimed to remain liquid and withdrawable at any time. The operating entity is Brew Factory Ltd., based in Seychelles.

Key Details

The platform is positioned more as a yield-based Launchpool and early-token allocation gateway than a traditional centralized exchange. Its materials explicitly mention ETH, stablecoins, $PERQ, BEAN$, and past projects such as $FLY, $NAI, $HELP, and $AUKI, but do not provide a complete list of supported assets or trading pairs. For KYC, users must register and may need to submit an email address, name, date of birth, residential address, and phone number, with identity verification and screening handled by Perq or third parties. On security, the platform says it runs on Yelay’s audited infrastructure, and that Yelay has routed more than $300 million over the past 4 years; however, it does not disclose cold-wallet ratios, insurance coverage, or specific audit reports. On compliance, the terms prohibit use by U.S. residents and users from sanctioned regions, and state that the platform follows AML and sanctions requirements, but no financial licenses are disclosed.

Pricing and Fees

Fee disclosure is relatively high-level. Internal transfers within Perq are not subject to processing fees, while transactions outside the platform may incur fees. Trading fees, withdrawal fees, and network fees are shown before execution. Network fees may vary depending on on-chain congestion, and the platform reserves the right to adjust its fee rates. The site shows peak APYs for past projects ranging from 8% to 342%, while also clearly stating that historical performance does not predict future returns.

Pros and Cons

The main advantage is its relatively novel mechanism: using yield to participate in early-stage projects, reducing the pressure of directly locking up principal. The “no whitelist, no gas war” narrative also improves perceived fairness. Loyalty Card, $PERQ, and BEAN$ may further boost returns. The downsides are also clear: the team is pseudonymous, and there is limited information on licenses, insurance, and cold-wallet arrangements. Early-stage token pricing, liquidity, and smart-contract risks are high. The terms also allow accounts to be frozen or suspended under compliance or risk-control circumstances.

Who It’s For and Access From China

Perq is better suited to advanced users familiar with on-chain wallets, DeFi yields, and Pre-TGE risks, as well as projects looking to build a community before token issuance. It is not suitable for users seeking predictable returns, low risk, or strong regulatory protection. The available materials do not disclose access from mainland China, payment availability, or network connectivity, so these should be treated as unknown. If unavailable, alternatives include Binance Launchpool, CoinList, or other DeFi Launchpool/yield aggregation platforms.