PeanutPay is a German payment and telemetry solution for vending machines. Its core product is the PeanutPay Terminal V2.5, mainly aimed at vending equipment with MDB interfaces, such as coffee machines and snack machines. It is not a general-purpose online payment gateway; instead, it combines cashless payments, internal stored-value accounts, employee/visitor cards, sales settlement, and device telemetry into a terminal and cloud back office.
For payment methods, the material mentions support for SEPA direct debit, SEPA transfers, Girocard/EC, internal stored value, PayPal, as well as Google Pay, Apple Pay, and Amazon Pay. Google Pay, Apple Pay, and Amazon Pay are supported via QR codes on the terminal, while NFC Tap-to-Pay is still in preparation. The terminal supports RFID/NFC 13.56MHz ISO14443 A/B and Mifare, with optional expansion for 125kHz and Legic readers. For connectivity, it has built-in LTE, WLAN, and Ethernet, and can automatically select an available network. The back office can record transactions, faults, fill levels, maintenance, and cleaning logs in real time, making it suitable for operators managing restocking and settlement.
Its biggest pricing highlight is that it charges no transaction fees. According to the V2.5 page, the terminal can be purchased outright for β¬500 or rented for β¬10 per terminal per month. There is also a service fee of β¬10 per terminal per month, a user fee of β¬1 per 10 users per month, and LTE data at around β¬2 per terminal per month. Prices exclude VAT. On compliance, PeanutPay states that it complies with GoBD and tamper-proof archiving requirements, and is preparing for TSE requirements. User stored-value funds are managed by PeanutPay GmbH in an open trust account at GLS Bank Bochum eG, but no specific license number is disclosed.
Its strengths are its tight focus on low-ticket vending scenarios and the absence of per-transaction or percentage-based fees, helping prevent the cost of a cup of coffee from being eroded by traditional card scheme fees. It also supports enterprise needs such as employee cards, visitor cards, subsidies, free products, and meeting modes. The downsides are its narrow scope: the FAQ explicitly limits its settlement and stored-value services to scenarios such as βbreak snacks and beverages.β Disclosure is also limited around settlement timelines, cross-border availability, and detailed regulatory basis.
PeanutPay is suitable for company pantries in Germany or German-speaking regions, vending machine operators, and campus catering service providers. It is not suitable for merchants that need global acquiring, ecommerce payments, or China-local payment methods. The source text does not provide information on accessibility from China, so this remains unknown. In China, comparable alternatives may include WeChat Pay/Alipay IoT solutions, traditional POS vendors, or options such as Nayax, Worldline, and Stripe Terminal.
β This review is compiled from public sources and does not constitute a purchase recommendation. Verify all facts on the vendor's official site. Verify on peanutpay.de official site.
peanutpay.de is an Germany Payments provider. TG4G tracks its product information, an overall rating of 6.0/10, and a China-accessibility score of Limited (proxy recommended). Click "Visit Official Site" to reach peanutpay.de directly.