paythen.co

What It Is

Paythen is a flexible Stripe-based tool for collecting payments and creating payment plans. Its core value is allowing merchants to offer buy now, pay later-style payment plans, subscriptions, one-time payments, and payment links to customers without code. It does not process payments independently; after signing up, you need to connect an existing Stripe account or create a new one.

Core Capabilities

In terms of service types, Paythen covers payment plans, customer-selected payment options, subscriptions, and one-time payments. It supports flexible billing cycles, setup fees, trial periods, stopping charges after a fixed number of payments, or ongoing subscriptions. For payment methods, the text explicitly supports Visa, Mastercard, Amex, Apple Pay, Google Pay, as well as regional card networks such as Discover and UnionPay, with Stripe handling the actual payment processing. Operational features include discount codes, automatic payment reminders, failed-payment follow-up, early repayment, customer payment summaries, 24×7 receipt access, company/product/customer-level reporting, and brand customization. For integrations, Paythen offers Zapier connectivity to more than 7000 apps, but does not disclose details about a native API.

Pricing and Costs

Paythen’s pricing is very straightforward: a 7-day free trial, with no Paythen fees during the trial and no credit card required. After the trial, it charges 2% on each transaction processed through Paythen. There are no monthly fees, fixed fees, minimum spend, or maximum spend limits. However, note that this 2% does not include Stripe fees, so the actual combined cost should be calculated as Paythen fees plus Stripe fees.

Pros and Cons

The main advantages are ease of setup: after connecting Stripe, Paythen claims you can start using it in under a minute. Its feature set is fairly complete for installment and subscription use cases, helping reduce manual support work around receipts, card updates, and payment chasing. Transaction-based pricing is also friendly to early-stage merchants. The downsides are that it depends entirely on Stripe and cannot be used without it; there is no long-term free plan; and the text does not disclose supported countries, settlement timelines, licensing/compliance details, or deeper risk-control capabilities, so compliance transparency is limited.

Who It’s For and Access from China

Paythen is best suited to SaaS companies, course providers, service businesses, high-ticket product sellers, ecommerce merchants, or consulting businesses that already qualify for Stripe, and want to improve conversion while managing installment or subscription collections. The scraped text does not provide information on access from mainland China, so its availability is unknown. In addition, whether domestic Chinese merchants can use it depends on the region where their Stripe account can be opened and their eligibility to receive payments. Alternatives include Stripe Billing, Chargebee, Recurly, Paddle, PayPal Subscriptions, and others.