Pass On My Fees is a credit card processing and merchant account service aimed at merchants. Its core value proposition is helping businesses reduce or even eliminate credit card processing costs. Its key feature is βConsumer Choice Pricing,β a dual-pricing model where customers can choose cash or eCheck to receive a discount, while credit card payments use a surcharge to pass part of the cost on to consumers. The platform also retains traditional Interchange Plus Pricing for merchants that do not want to pass fees on to customers.
Based on the main content, its services cover email payment links, SMS payment links, custom invoice links, recurring billing, smartphone gateway/App processing, online portals, optional gateways, and WiFi/wireless integrated terminals. This suggests it is more of an omnichannel merchant acquiring toolkit than a single card-terminal service. The payment methods explicitly mentioned include credit cards, cash, and eCheck, with support for same-day/next-day deposits, which may appeal to small and micro businesses that care about cash flow.
In terms of pricing, the website does not disclose specific rates, monthly fees, terminal fees, contract terms, or early termination fees. It only states that credit card costs can be reduced through a surcharge mechanism and that interchange plus consultation is available. Therefore, before signing up, merchants should carefully verify the actual effective rate, the legality of surcharging, the billing structure, and any additional fees. On compliance, the site only broadly states that expert guidance is provided and payment requirements will be kept compliant, without disclosing licensing, acquiring partners, PCI information, or state-by-state credit card surcharge rules. API and integration information is also limited to mentions of gateways, portals, and terminals, with no public developer documentation or plugin details.
The advantages are clear positioning and a feature set that covers online payment links, invoices, subscription billing, mobile payments, and terminal-based acquiring, while emphasizing fast setup, training, help desk support, and ongoing assistance. The drawbacks are a lack of transparency around key information: rates, regional coverage, risk control capabilities, chargeback handling, and compliance details are not explained in depth. It is better suited to U.S.-based service businesses, retailers, and small merchants in markets where surcharging is allowed. If a business needs international acquiring, multi-currency support, a robust API, or advanced risk management, it may need to compare alternatives such as Stripe, Square, PayPal/Braintree, and Helcim.
The main content does not provide information on access, account opening, or payment collection support for mainland China, so actual availability is unclear. If Chinese businesses want to accept international card payments, they should usually prioritize evaluating cross-border-capable solutions with local support, such as Stripe, PayPal, Airwallex, PingPong, and LianLian Global.
β This review is compiled from public sources and does not constitute a purchase recommendation. Verify all facts on the vendor's official site. Verify on passonmyfees.com official site.
passonmyfees.com is an United States Payments provider. TG4G tracks its product information, an overall rating of 6.0/10, and a China-accessibility score of Limited (proxy recommended). Click "Visit Official Site" to reach passonmyfees.com directly.