obrotomierz.pl

What It Is

Obrotomierz is a comparison platform for bank product promotions and savings returns aimed at the Polish market. It tracks offers such as term deposits, savings accounts, personal accounts, business accounts, youth accounts, and bank card cashback, and uses calculators to estimate the potential gross returns from rotating funds between promotions at different banks. The platform explicitly states that it does not provide financial advice and that users make their own decisions.

Core Capabilities and Coverage

Based on the site content, its data foundation appears fairly solid: it says it has analyzed bank promotions since 2014, covering more than 11,000 historical and current offers, with 58 offers currently being tracked. Displayed metrics include interest rates of up to 6.1% and business rewards of up to 5000 PLN. The service is clearly focused on Poland, referencing KNF, BFG, the Polish złoty, and JDG sole proprietors. Its main target users are local Polish savers and small business operators.

Pricing, Compliance, and Return Calculations

Current rankings, filters, calculators, and analysis can be used without registration. In terms of monetization, the platform discloses that some links are affiliate links, meaning banks may pay it a commission after users open an account. It states that this does not increase user costs and does not affect sorting by “guaranteed cash.” On the compliance side, deposit safety comes from the banking system: the content states that accounts and deposits are protected by BFG up to the equivalent of EUR 100,000 and are regulated by KNF/BFG. However, the platform itself does not disclose a financial license and emphasizes that it is not providing tax or financial advice. Returns should be interpreted in light of the 19% capital gains tax, bonus rules, or business income treatment.

Pros, Cons, and Who It’s For

Its strengths are the fine-grained information and the ability to compare interest, account-opening bonuses, cashback, and promotional periods within the same framework. It also plans to offer maturity reminders and personalized cash planning. The main drawback is that the full platform has not yet launched, with reminders, automated planning, and similar features still on the roadmap. The calculations are examples and do not guarantee returns; actual net returns depend on bank terms and tax treatment.

Access from China and Alternatives

The content does not provide information on access from mainland China, Chinese-language support, or cross-border payment capabilities, so China access is unknown. For Chinese users, it is not suitable as a payment channel or cross-border financial tool. If you are interested in Polish bank promotions, it can serve as one source of information. Alternatives include official websites of Polish banks, local bank comparison sites, and independent savings return calculators.