Dimension scores are derived from public data and fields; weighted into the composite. Reference only.
Electronic Payments Northeast is a local merchant services and payment processing provider based in Hooksett, New Hampshire, serving New England with a particular focus on Manchester, Hooksett, Concord, and Southern NH. It is not positioned as a purely online payment gateway; instead, it offers integrated payment solutions for local small and midsize businesses, including POS systems, standalone terminals, gateways, ecommerce, mobile payments, invoicing, and recurring billing.
In terms of service coverage, it supports in-person, online, and mobile payment scenarios. Restaurants and retail stores can use POS systems and standalone terminals; ecommerce businesses, donation pages, and remote service providers can use payment gateways, virtual terminals, and hosted checkout pages; field teams, events, and mobile businesses can use wireless/mobile payment acceptance. The website also mentions gift card processing, real-time reporting, sales trend analytics, CRM, website development, SEO, and automated workflows, suggesting that it is closer to a “local business operations toolkit” than a simple payment processor.
On pricing, the site states that it supports interchange-plus, flat-rate, cash discounting, dual pricing, and admin fee programs, and says it can provide cost comparisons against Square and Stripe. However, specific card processing rates are not publicly disclosed and require a customized quote. The clearly stated fee is a $10 monthly service fee, which includes PCI compliance, 24/7 U.S.-based technical support, and ongoing payment services. For settlement, it claims same-day or next-day deposits are available. Standalone terminals and gateways are typically activated within 2–3 business days, while POS deployment takes 4–15 days depending on complexity.
Its compliance information is relatively complete: it is a registered ISO/MSP of Commercial Bank of California, a registered ISO of Wells Fargo Bank, N.A., and also references MasterCard TPP; American Express may require separate approval. On the risk control side, only “secure payments” and PCI compliance are visible, with no detailed disclosure of advanced capabilities such as fraud detection or chargeback management. For APIs and integrations, it offers gateway, hosted checkout, and ecommerce capabilities, but does not publicly provide SDKs, API documentation, or a visible plugin ecosystem.
Its strengths include strong local support, on-site installation and training, flexible pricing models, no long-term contracts, and an emphasis on no hidden fees. The drawbacks are limited rate transparency, a service footprint that appears primarily local, and limited disclosure around technical openness. It is a good fit for retailers, restaurants, farms, landlords, service providers, and nonprofits in New England, especially merchants that value human support over a self-service platform.
The website does not state whether it is reliably accessible from mainland China, so its accessibility is unknown. Since it is aimed at local U.S. merchants, Chinese companies looking for cross-border online acquiring would generally be better served by first comparing Stripe, PayPal, Square, Clover, or locally compliant cross-border payment providers.
⚠ This review is compiled from public sources and does not constitute a purchase recommendation. Verify all facts on the vendor's official site. Verify on mjmassociates.net official site.
mjmassociates.net is an United States Payments provider. TG4G tracks its product information, with monthly pricing from $10.00, an overall rating of 5.0/10, and a China-accessibility score of Limited (proxy recommended). Click "Visit Official Site" to reach mjmassociates.net directly.