Keptd is a financial management and tax-preparation SaaS product for small and micro businesses in the UK, with an emphasis on the broader βKeptd + Taxdβ ecosystem. By connecting bank accounts, it turns transaction data into digital records that can be used for tax preparation, and provides automation around UK tax scenarios such as HMRC, MTD, personal tax returns, and company accounts.
The product flow is built around three steps: connect your bank account, apply smart tax categorisation, and prepare taxes instantly. The website states that secure bank integration is handled through an FCA-authorised open banking provider, generating HMRC-compliant digital records. It also supports automated tax summaries, HMRC ready exports, custom period reports, and secure digital submission. On the analytics side, it offers cash-flow trends, profit and P&L snapshots, category insights, real-time after-tax profit views, dynamic tax calculations, and tax set-aside reminders. It also covers scenarios such as invoicing, Payroll, landlords, sole traders, and MTD Compliance. For third-party integrations, in addition to open banking connections, the login page shows support for Google sign-in.
The site discloses a Sole trader plan priced at Β£14/month, including MTD filing preparation, Open banking integration, Reminders and alerts, and free expert support. There is a Monthly/Yearly toggle and a βStart for freeβ entry point, but the site does not specify whether there is a free plan or trial period, nor does it disclose annual-payment discounts or full pricing for company, landlord, and other plan types. In terms of support, the product highlights UK based tax and finance experts, which may be useful for users who need local UK tax guidance.
The strengths are its clear positioning and vertical focus on UK tax compliance; automatic transaction syncing via open banking can reduce manual bookkeeping work; tax categorisation, profit snapshots, and cash-flow trends are useful for day-to-day business monitoring; and pricing for sole traders is public, making the entry cost predictable. The drawbacks are that the website does not provide enterprise-level information such as team collaboration, role permissions, API access, developer support, or audit logs. Its security and compliance descriptions are also relatively limited, with only the FCA-authorised open banking provider and HMRC-compliant records clearly confirmed. Plan information is incomplete as well.
Keptd is best suited to UK sole traders, landlords, small and micro businesses, and operators who need MTD filing preparation. For Chinese companies, its tax rules and compliance framework are clearly UK-oriented, so local suitability is limited. The source text does not provide information on access from China, so this remains unknown; payment methods are also not disclosed. If you need local tax and accounting compliance in China, alternatives such as Kingdee, Yonyou, and Chanjet may be worth considering. If you operate in the UK, you can compare it with FreeAgent, Xero, QuickBooks, and Sage Accounting.
β This review is compiled from public sources and does not constitute a purchase recommendation. Verify all facts on the vendor's official site. Verify on keptd.com official site.
keptd.com is an United Kingdom SaaS Tools provider. TG4G tracks its product information, with monthly pricing from $17.00, an overall rating of 6.0/10, and a China-accessibility score of Limited (proxy recommended). Click "Visit Official Site" to reach keptd.com directly.