helpmycashflow.com

What It Is

Sharp CFO is a part-time CFO and strategic financial advisory service under We Do Books, Inc., primarily serving U.S. businesses, business owners, and high-net-worth individuals closely tied to corporate finance. It is not a payment gateway, acquirer, or wallet product. Instead, it provides high-level financial management support around business cash flow, financing, financial planning, risk, and exit arrangements.

Core Capabilities

Based on the page content, its service focus includes cash flow management, FP&A, budgeting and forecasting, strategic consulting/SWOT analysis, financing and capital planning, business transformation, and exit and succession planning. Founder Michael DiSabatino has over 30 years of experience as a CPA, CFO, and business operator, though the page also clearly states that his CPA license is currently inactive. Sharp CFO emphasizes the use of “financial telemetry” to help businesses turn financial data into decision-making insights, and can coordinate accountants, lawyers, tax strategists, and asset protection professionals as needed.

Pricing and Fees

The website does not disclose specific prices, rates, or packages. It only states that clients can access part-time CFO capabilities at “a fraction of the cost of a full-time CFO” and offers a free consultation. As a result, budget predictability is moderate, and prospective clients need to confirm through consultation whether fees are project-based, monthly advisory-based, or structured in another way.

Pros and Cons

The advantages are its clear positioning, making it suitable for small and mid-sized businesses that lack a senior financial leader but are facing financing, cash flow, growth, or exit challenges. Its case examples include a $5 million expansion loan, turning around a machine shop, a $10 million cash sale of an automotive manufacturing business, and margin improvement for a manufacturing company, which reflects a hands-on, practical orientation. Its bookkeeping, payroll, and tax services through We Do Books can also create a bridge from foundational finance to CFO-level advisory support.

The drawbacks are that the website contains a fair amount of marketing language, while offering limited disclosure on specific delivery methods, service SLAs, pricing ranges, team size, and software tools. For users in payments or fintech who care about payment methods, settlement cycles, API integrations, funding channels, and licenses, the main text provides none of this information.

Who It’s For and Access from China

It is better suited to U.S.-based small and mid-sized businesses, manufacturers, law firms, retail and restaurant businesses, healthcare providers, agricultural/ranching businesses, and professional services companies, especially when they are facing cash flow pressure, applying for bank loans, experiencing declining profits, preparing for financing, or planning an exit. Access from China is not mentioned in the text, so it is considered unknown.