hashdt.com

What It Is

HashDT positions itself as a “stablecoin stack,” offering white-label stablecoin banking and payment infrastructure for businesses. Its core proposition is to bring six modules—Cards, Banking, FX, Payouts, API, and MCP—under one contract and one API, helping customers launch branded card, account, foreign exchange, and global payment products.

Core Capabilities

For payment methods, the official website lists support for USDC, USDT, PYUSD, and EURC, as well as chains including Ethereum, Base, Solana, Polygon, and Tron. Its card products include Visa/Mastercard virtual and physical cards backed by stablecoin balances, with Apple Pay/Google Pay, 3DS, tokenization, MCC/region/limit controls, and instant card freezing. On the account side, it provides USD, EUR, GBP, and stablecoin sub-ledgers, with connectivity to SEPA, ACH, Wire, and FPS. Payouts cover UPI, Pix, M-PESA, GCash, SEPA Instant, mobile wallets, and cash pickup, with claimed coverage across 90+ markets and SWIFT fallback when needed.

Pricing and Compliance

Pricing is module-based: a small monthly platform fee plus per-transaction charges for cards, payouts, FX, and banking. The private beta has no setup fee. FX is described as mid-market rate plus a transparent spread, with 0.18% given as an example, but no full fee schedule is published. On compliance, HashDT says it handles BSA/AML, OFAC/sanctions screening, KYB/KYC orchestration, and transaction monitoring, with customers operating as sponsored partners. However, it does not disclose specific licenses, banking partners, or issuing institutions, and SOC 2 is only marked as in progress.

Pros and Cons

The strengths are a comprehensive product stack, a high degree of white-labeling, and relatively detailed developer resources: typed REST, Node/Python/Go/Ruby SDKs, OpenAPI 3.1, Postman, HMAC webhooks, 7-day replay, a 60-second sandbox, and an MCP server all support fast integration. The limitations are the lack of public evidence around company credentials, formal certifications, SLAs, and real pricing. Claims such as “launch in 14 days” and “97% cost reduction” should be treated as marketing language and confirmed contractually before deployment.

Who It’s For and Access from China

HashDT is better suited to cross-border SMBs, digital wallets, marketplaces, expense management SaaS platforms, agencies, and teams that need to connect stablecoins to real-world payment rails. The source text does not provide information on access from China, so the status is unknown. For China-facing teams, it is necessary to further verify website/API connectivity, the compliance boundaries around stablecoins, corporate account opening, and the availability of collections and payouts. Comparable options include Airwallex, Nium, Rapyd, Stripe Issuing, BVNK, Bridge, and Circle.