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Gilded is an enterprise-grade crypto payments and accounting back-office platform, built mainly for accounting firms, Web3 companies, DAOs, NFT platforms, and B2B businesses that need to send and receive payments on-chain. It offers products such as Crypto Invoicing, Bill Pay, Mass Pay, Crypto Accounting, Compass, and NFTOPS. Rather than positioning itself as an exchange, Gilded focuses on connecting crypto payments with finance and accounting workflows.
On the payments side, Gilded supports invoicing, vendor payments, and batch payroll/team payments using BTC, ETH, stablecoins, and various ERC-20 tokens. Mass Pay can pay up to 500 recipients in a single transaction, helping save time and gas fees. The platform emphasizes being 100% non-custodial: users sign with their own wallets, and Gilded does not take custody of funds. For wallets, it supports custodial wallets such as Coinbase and BitGo, as well as non-custodial options including MetaMask, Ledger, Trezor, Gnosis Safe, and WalletConnect.
On the accounting side, Gilded can sync on-chain transactions to QuickBooks Online, NetSuite, and Xero, while providing spot prices, cost basis, FIFO gains and losses, transaction categorization, tags, attachments, and general ledger mapping. Compass is designed for enterprise subscriptions and allows customized QuickBooks general ledger mapping by wallet or counterparty. NFTOPS covers NFT platform revenue, royalty splits, marketplace sales, and reconciliation of off-chain payments.
The website only clearly mentions a free trial. Bill Pay is available to all users with no transaction fees, but free users are limited to $2,500 in monthly payment volume. Compass is an add-on to the financial reporting package and requires an Enterprise-level subscription; full pricing is not publicly disclosed. Gilded does not provide crypto-to-fiat conversion, nor does it support spot trading pairs, leverage, or derivatives.
Gilded’s strengths are its non-custodial design, broad business workflow coverage, and deep accounting system integrations, making it especially suitable for crypto businesses already using QuickBooks, NetSuite, or Xero. Its drawbacks include limited pricing transparency, reliance on CSV imports for unsupported chains, non-integrated exchanges, and some DeFi data, and the fact that it is not a good fit for individual investors or general e-commerce payment acceptance. The available materials do not disclose accessibility from China, so network and payment availability are unknown. Alternatives to compare include BitPay, Coinbase Commerce, Request Finance, Cryptio, and Bitwave.
⚠ This review is compiled from public sources and does not constitute a purchase recommendation. Verify all facts on the vendor's official site. Verify on gilded.finance official site.
gilded.finance is an United States Crypto provider. TG4G tracks its product information, an overall rating of 8.0/10, and a China-accessibility score of Workable. Click "Visit Official Site" to reach gilded.finance directly.