Dimension scores are derived from public data and fields; weighted into the composite. Reference only.
Cheddar is subscription management and recurring billing software provided by GetCheddar, Inc. Its core positioning is not as a payment institution, but as billing infrastructure for SaaS companies. The idea is to first track customer activity and usage, then generate invoices based on pricing plans—decoupling pricing rules from business code and making it easier for teams to frequently adjust packages, usage tiers, and overage billing.
In terms of service scope, Cheddar covers usage tracking, subscription management, invoice generation, overage billing, customer billing emails, SaaS metrics reporting, and revenue optimization. For payments, the materials mention built-in credit card processing, the ability to send invoices to external systems, and connections to multiple payment gateways. However, the terms also state that Cheddar does not process payment transactions on behalf of customers, does not hold funds, and is not a bank or depository institution. As a result, actual payment collection depends on third-party gateways and approval by merchant service providers. API and integration support are major strengths: Cheddar offers a REST-like API, webhooks, Hosted Payment Pages, Ruby/cURL/PHP examples, and documentation, making it suitable for engineering teams that want to integrate quickly.
Public pricing includes the Builder Plan at $99/month plus $0.30 per transaction, and the Growth Plan at $599/month plus 0.5% of revenue, which adds chat and phone support as well as consulting services. Each month includes 500,000 API interactions; additional usage is billed at $0.25 per 1,000 interactions. On compliance, the site emphasizes helping reduce the PCI compliance burden and mentions data security responsibilities under GDPR, but does not disclose any payment licenses. The terms also state that the service materials are primarily intended for promotion in the United States and its territories, leaving limited information about international availability.
Cheddar’s advantages are that it is developer-friendly, flexible in billing rules, relatively comprehensive for usage-based billing and SaaS metrics, and able to connect to multiple gateways. Its drawbacks are that it is not an end-to-end payment acquiring solution, and information on settlement cycles, supported countries, currencies, and licensing is missing. Higher-tier support is also relatively expensive, and the full feature set depends on payment gateway availability. It is better suited to SaaS companies, API products, subscription-based tools, and teams in the U.S. market that need to launch usage-based billing quickly.
Access from mainland China is not disclosed in the available materials, and there is no indication that payments or merchant onboarding support China-based entities, so its status should be considered unknown. For companies targeting China or global payment collection, it is worth comparing Stripe Billing, Chargebee, Recurly, Paddle, Zuora, Braintree, and PayPal Subscriptions, while taking into account the company’s jurisdiction, acquiring capabilities, and compliance requirements.
⚠ This review is compiled from public sources and does not constitute a purchase recommendation. Verify all facts on the vendor's official site. Verify on getcheddar.com official site.
getcheddar.com is an United States Payments provider. TG4G tracks its product information, with monthly pricing from $99.00, an overall rating of 8.0/10, and a China-accessibility score of Workable. Click "Visit Official Site" to reach getcheddar.com directly.