Dimension scores are derived from public data and fields; weighted into the composite. Reference only.
FirstPayment® is an integrated credit card payment and business management service for merchants in Japan. Its positioning is clearly different from ordinary small-ticket acquiring: it emphasizes “information products and high-value products,” intangible services, ongoing service delivery, subscriptions, and prepaid reservation scenarios. The platform does more than payments—it brings sales, customer, inventory, agency/branch, reservation, ticketing, and subscription management into a single admin backend.
In terms of payment methods, the materials explicitly state support for VISA, Master, JCB, Diners, and AMEX credit cards, along with credit card scanning, QR codes, app payments, email payment requests, online EC, POS, cash sales entry, subscription payments, reservation payments, tipping, and auction payments. For integration, merchants can generate payment forms or purchase buttons and embed them on their own HP/LP, and can also redirect users to a specified URL after payment completion. However, no official API, SDK, or Webhook is disclosed. High-value transactions are a key focus: limits are commonly described as under 10 million yen, while some text says the maximum can reach 100 million yen after review.
The pricing model is relatively clear: there is no monthly fixed fee, and charges are based only on “payment amount × system fee.” However, the specific rates are not publicly disclosed and require inquiry. Merchants also bear bank transfer fees when sales proceeds are paid out, with system fees and transaction fees deducted. Settlement cycles vary by card network: for VISA/Master, settlement is on the 5th of the following month for sales closed on the 15th, and on the 20th of the following month for sales closed at month-end; for JCB/Diners/AMEX, settlement is on the 20th of the following month for sales closed on the 15th, and on the 5th of the month after next for sales closed at month-end. These timelines may also vary depending on review results.
The advantages are low fixed costs, no need for dedicated terminals, and the ability to accept payments via smartphone or tablet. It also covers complex use cases such as subscriptions, installments, high-value payments, prepaid reservations, electronic tickets, sub-accounts, and sales analytics. It is especially suitable for online courses, consulting seminars, private schools, beauty and fitness businesses, detective agencies, event ticketing, fan-economy businesses, and online salons. The main drawbacks are opaque rates, the fact that installment payments and card brand availability depend on review results, and the lack of disclosed details on key compliance and risk-control topics such as licensing, PCI DSS, 3D Secure, and chargeback handling.
Access from mainland China cannot be determined from the available text and should be treated as unknown. If Chinese merchants need similar capabilities, they should generally prioritize platforms that can serve Chinese entities or cross-border businesses, such as Stripe, Square, GMO Payment Gateway, SB Payment Service, or Japan-local options like Airペイ and STORES決済.
⚠ This review is compiled from public sources and does not constitute a purchase recommendation. Verify all facts on the vendor's official site. Verify on firstdeg.com official site.
firstdeg.com is an Japan Payments provider. TG4G tracks its product information, an overall rating of 7.0/10, and a China-accessibility score of Workable. Click "Visit Official Site" to reach firstdeg.com directly.