fingu.ru

What It Is

Finguru（Фингуру） is a Russian online accounting outsourcing provider. It is positioned not as simple bookkeeping software, but as a combination of an “online personal account + chat + real accountant team.” It serves businesses in Moscow and other regions of Russia, offering one-stop accounting services ranging from company registration, tax filing, and payroll calculation to communication with the tax authorities, СФР, and Росстат.

Core Capabilities

Its core modules cover accounting outsourcing, tax reporting, primary documents, payment orders, invoices, electronic document exchange, payroll and HR reports, accounting audits, and bookkeeping restoration. The personal account allows users to submit tasks, upload documents, add employees, and assign access levels. On the system side, it emphasizes 1C/1C:Fresh data migration and cloud-based accounting databases, with support for ЭДО, КЭДО, ОФД, as well as integration with tools such as МойСклад, 1C:УНФ, and 1C:УТ. On the service side, work is divided among business assistants, document accountants, tax accountants, and payroll accountants. The disclosed average chat response time is around 15 minutes.

Pricing

Pricing is based on monthly subscriptions and modular service packages. The base price starts from 6,100 RUB/month, with costs depending on the tax regime, business type, number of employees, transaction volume, and number of accounts. Published packages include Начинающий, Уверенный, Профессионал, and Нон стоп, with prices under certain tax regimes listed as 6,100, 19,700, 32,900, and 48,000 RUB/month. OSNO-related packages can reach 64,000 RUB/month. Each additional employee costs 1,200 RUB.

Pros and Cons

The advantages are its comprehensive service scope, deep adaptation to Russian tax requirements, relatively transparent packages, and commitments including 1 million RUB in financial liability coverage, data return, and confidentiality. The downside is that it is more of a service-based outsourcing platform than an open SaaS product; API, self-hosting, and developer capabilities are not disclosed. Many advanced features are add-ons, so actual costs may increase.

Who It’s For

It is suitable for Russian ИП, ООО, NKO, and small to midsize businesses, especially companies without an internal accounting team, those that have experienced messy books, fines, employee turnover, or those looking to reduce the cost of a full-time accountant. For Chinese users, its applicability is limited unless they have a Russian business entity or local tax requirements. Access from China is not disclosed in the text, so it is currently assessed as unknown.