Finance Bay is a portfolio tracking app for Apple devices, covering iPhone, iPad, Mac, Apple Watch, Apple TV, and Vision Pro. It emphasizes a “privacy-first” approach and is designed to help users manage investment information across stocks, ETFs, funds, REITs, crypto assets, and more, with syncing across devices via iCloud.
The core of the product is multi-account portfolio tracking. Users can view real-time performance, cost basis, and historical statistics, and create account groups by strategy, currency, or theme to see consolidated returns and metrics. Asset research covers 70,000+ instruments across markets including NYSE, NASDAQ, XETRA, EURONEXT, TSX, and SEHK. Users can also create watchlists and track market news, corporate actions, and ex-dividend dates. For migration, CSV import is supported, allowing users to import transaction history from spreadsheets or most major brokers; crypto wallet and exchange syncing is still marked as “coming soon.”
Finance Bay uses a freemium model. The Starter free plan is free forever and requires no credit card, while already including portfolio tracking, asset research, watchlists, news, iCloud sync, and CSV import. Pro costs $35/year when billed annually and is marked as offering a free trial; monthly billing is $4/month and can be canceled anytime. Pro unlocks automatic refresh, unlimited accounts and account groups, priority support, and future features.
It does not require account registration. Transaction, account, and custom asset data are stored in the user’s personal iCloud, and the company says it does not receive or store this data, nor does it collect email addresses, phone numbers, or financial details. Information can be removed by deleting the app data from iCloud. Deployment is through native Apple clients plus iCloud sync; there is no Web, Android, Windows, or self-hosted version, and no SOC2, ISO, or similar compliance certifications are disclosed.
Its strengths include a complete experience across the Apple ecosystem, a highly usable free plan, clear subscription pricing, and a privacy stance that suits individual investors who do not want to hand investment data to third-party servers. Limitations include its closed ecosystem, the lack of confirmed automatic broker connections, and the absence of API access, team permissions, or enterprise collaboration features. It is best suited to Apple users, individual investors, people tracking assets across multiple accounts, and anyone looking to move from spreadsheets to a lightweight portfolio management tool.
China access is not specified in the available text. Because the app depends on the App Store and iCloud, actual availability may be affected by Apple services, regional app stores, and payment methods. Payments are handled through the Apple App Store subscription system. Comparable alternatives include Sharesight, Delta, Kubera, Stock Events, Snowball Analytics, and the open-source Portfolio Performance.
⚠ This review is compiled from public sources and does not constitute a purchase recommendation. Verify all facts on the vendor's official site. Verify on financebay.app official site.
financebay.app is an Unknown SaaS Tools provider. TG4G tracks its product information, an overall rating of 7.0/10, and a China-accessibility score of Workable. Click "Visit Official Site" to reach financebay.app directly.