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Dvara Solutions is an Indian fintech solutions provider founded in 2017. Its core product, Perdix, is positioned to help financial institutions digitize customer interactions and lending operations end to end. According to its website, it has served 25+ financial institutions in India, covers 7 asset classes, connects with 20+ partners, and is certified under ISO/IEC 27001:2022 for information security.
From a payments/finance perspective, Dvara Solutions is not a traditional acquiring service or payment gateway, but rather a lending technology and financial business automation platform. Perdix covers modules such as customer management, loan origination, loan management, BI reporting, auditing, a self-service customer app, legal management, liability management, BC and co-lending, direct assignment, and collateral management. Its LMS supports process automation across the loan lifecycle, from booking and disbursement to repayment and collections, and mentions repayment methods such as NACH, E-NACH, PDC, Wallet, and Cash. In terms of integrations, the platform connects via APIs with external systems such as banks, payment engines, credit bureaus, KYC providers, e-signature services, accounting systems, and collection services.
The website does not disclose specific pricing, transaction fees, or implementation costs. The Perdix page only mentions “simple monthly pricing based on AUM.” Therefore, buyers need to confirm module scope, deployment costs, integration fees, and service SLAs through a demo or commercial discussion.
Its strengths lie in covering the full credit lifecycle and supporting multiple asset categories, including SME/MSME, microfinance, home loans, vehicle loans, gold loans, and school finance. Its rule engine, scoring engine, KYC, credit bureau integration, data analytics, AI/ML, and NLP capabilities can also help improve approval and operational efficiency. Its ISO 27001 certification is a plus for financial institutions conducting information security reviews. The drawbacks are that the website lacks information on regulatory licenses, fund clearing qualifications, settlement cycles, detailed pricing, and cross-border service capabilities. If a business only needs payment acquiring, cross-border collection, or wallet services, Perdix is not a direct substitute.
It is better suited for Indian NBFCs, microfinance institutions, MSME lenders, and financial institutions that need to modernize their core lending processes. Access from mainland China is not stated in the source text and is assessed as unknown.
⚠ This review is compiled from public sources and does not constitute a purchase recommendation. Verify all facts on the vendor's official site. Verify on dvarasolutions.com official site.
dvarasolutions.com is an India Finance provider. TG4G tracks its product information, an overall rating of 6.0/10, and a China-accessibility score of Limited (proxy recommended). Click "Visit Official Site" to reach dvarasolutions.com directly.