clearedapps.com

What It Is

ClearedApps is a fintech solutions provider for banks, brokerages, financial institutions, and regulatory use cases, offering enterprise integration, consulting, and custom software development. Its products are not a single payment gateway, but a modular system covering brokerage operations, CRM-based account opening, regtech, trade monitoring, shareholder management, issuance management, and lease/loan lifecycle management.

Core Capabilities

From a payments/finance perspective, ClearCRM mentions finance and payment management as well as online payment integration; ClearBrokerage includes multi-currency and multi-market support, cash and banking modules, and G/L interfaces; ClearIssuing covers core banking gateways, subscriptions, allotments, and refund distribution. In terms of APIs and integrations, the materials explicitly mention MT4/MT5 API, MT servers, trading platforms, back-office systems, core banking gateways, and 70+ integration partners. On the compliance side, ClearReg-Tech covers beneficial owner tracking, shareholder analytics, alerts, reporting, verification, and compliance workflows, and claims security protocols and compliance measures, as well as 5+ regulatory approvals.

Pricing and Settlement

The official website does not disclose plans, rates, fees, or settlement timelines, and only offers a Request Demo option. For institution-grade financial systems, this usually implies project-based pricing customized by module and integration complexity. However, the materials do not state this explicitly, so transaction costs or implementation fees cannot be assessed.

Pros and Cons

Its strengths are strong industry focus, with coverage across brokerages, banks, regulators, and PSP/financial services providers. It also publicly highlights metrics such as 20 years of experience, presence in 15+ countries, 99.9% uptime, and more than USD 1 trillion processed annually. The downside is that the public information is more marketing-oriented and lacks specific payment methods, license names, API documentation, SLA details, and detailed customer case studies. For businesses that only need lightweight acquiring, it may feel overly heavy.

Best Fit and Access from China

ClearedApps is better suited to mid-to-large brokerages, banks, financial service providers, regulatory-related institutions, and projects requiring deep integration with MT4/MT5, core banking, back-office, and compliance workflows. The materials do not provide information on access from China, so this remains unknown. Chinese teams evaluating it should also assess network reachability, local compliance, RMB payment connectivity, and alternatives such as Temenos, Mambu, Finastra, Backbase, or integration options with mainstream payment platforms.