Dimension scores are derived from public data and fields; weighted into the composite. Reference only.
Charity Swipes is a U.S. merchant acquiring and POS service provider operated by Processing Forward, Inc. Its core positioning is “credit card processing that gives back to charity.” After signing up, merchants can choose a charity to support from its listed partner organizations, and the company donates a portion of the profits earned from the merchant’s processing account. The site states that it serves all 50 U.S. states and has an office in California.
The product covers restaurants, retail, mobile merchants, e-commerce, POS stations, mobile POS, virtual terminals, and e-commerce gateways. In terms of payment methods, it supports credit and debit card processing. Its devices include built-in NFC and can accept Apple Pay, Droid Pay, and Samsung Pay. It also supports EBT, though merchants must provide an FNS number and use compatible equipment. Merchants can view transactions, statements, and fees through an online portal, and receive 24/7/365 customer and technical support.
On the compliance side, the website discloses that it is a registered ISO of Wells Fargo Bank, N.A. Merchant approvals are handled by Charity Swipes and/or its banking partner, First Data Corp. Risk-control information is relatively limited, with only references to approval, the right to refuse service, and arrangements requiring transactions, refunds, and chargebacks to be settled before an account can be canceled.
Its publicly listed pricing mainly applies to swiped/card-present transactions: debit cards at 0.95% + $0.15, basic credit cards at 1.75% + $0.15, rewards credit cards at 2.25% + $0.15, business credit cards at 2.75% + $0.15, and a $15 monthly fee. Keyed-in or card-not-present transactions may incur an additional charge of up to 0.35%. Merchants processing more than $100,000 annually can apply for a custom plan. The website also claims free setup, no hidden fees, no minimum processing requirement, and free equipment shipping.
The advantages are relatively transparent rate disclosure, a complete range of service scenarios, nationwide U.S. coverage, and differentiated positioning through charitable donations. The drawbacks are insufficient API, SDK, and gateway technical details; no clear T+ settlement timeline; and no explanation of support for cross-border payments, multiple currencies, or international merchants. Donations are based on Charity Swipes’ profits, and merchants cannot also claim them as their own charitable donations for tax deductions.
Charity Swipes is better suited to restaurants, retailers, service businesses, e-commerce merchants, and mobile payment merchants operating in the United States, especially small and medium-sized businesses that want to strengthen their charitable image through payment services. The text does not disclose account opening, settlement, or access conditions for Chinese merchants, so its accessibility from China is rated as unknown.
⚠ This review is compiled from public sources and does not constitute a purchase recommendation. Verify all facts on the vendor's official site. Verify on charityswipes.com official site.
charityswipes.com is an United States Payments provider. TG4G tracks its product information, an overall rating of 6.0/10, and a China-accessibility score of Limited (proxy recommended). Click "Visit Official Site" to reach charityswipes.com directly.