cashplannr.com

What It Is

Cashplannr is a cash-flow management SaaS company based in Ghent, Belgium, built around its “AI cash assistant,” Cassy. It is not just a financial dashboard: it combines bank balances, unpaid invoices, accounting data, Excel forecasts, and business transactions into a real-time cash-flow view, and proactively alerts users before issues such as low cash buffers, late customer payments, unusual transactions, or liquidity dips occur.

Core Features and Integrations

Its core modules include a real-time cash-flow dashboard, forecasting periods from 30 days to unlimited horizons, AI line-by-line forecasting suggestions, natural-language Q&A, what-if scenario analysis, multi-entity consolidation, automatic transaction categorization, invoice matching, GL categorization, and weekly AI summaries. Its industry templates are fairly broad, covering real estate, construction, Staffing, SaaS, engineering, digital agencies, transportation, technology companies, and general KMO use cases. For integrations, it supports Ponto for connecting to 1500+ European banks, and integrates with Yuki, Exact, Winbooks, Odoo, and Billit, with Stripe-sync also mentioned. On the developer side, it offers an Ingest API, Swagger UI, OpenAPI YAML, and OAuth2 client_credentials, allowing businesses to push transactions, companies, balances, and gl_codes—useful for companies with their own ERP systems or data pipelines.

Pricing and Trial

Standard plans are billed per entity/month and can be canceled monthly. Starter starts at €35/month and is aimed at basic cash-flow visualization. Business starts at €55/month and adds AI categorization, forecasting suggestions, Cassy Q&A, proactive alerts, unlimited scenarios, and multi-entity consolidation, making it the main recommended tier. Pro is priced on request and includes custom reporting, BI export, API access, SSO, audit log, SLA, and a dedicated customer success manager. There are also budget and VAT modules, each priced at €25/month/entity. A 14-day free trial is available with no credit card required.

Pros and Cons

The main strengths are that the product focuses on cash flow, a frequent and painful business problem; its industry positioning is clear; and its AI features are closely tied to practical financial workflows. Its European banking and accounting ecosystem coverage is comprehensive, and the API design also looks professional. Limitations include the lack of disclosed security certifications such as ISO or SOC 2, limited detail on the permissions system, and the fact that SSO and audit logs are only available on Pro. Industry-specific pricing and Pro costs require inquiry, and API credentials during the pilot stage still need to be requested manually.

Who It’s For and Access from China

Cashplannr is best suited to SMEs, finance leads, and companies in European markets such as Belgium, the Netherlands, and France that face cash-flow pressure across multiple accounts, customers, or entities—especially SaaS, construction, Staffing, engineering, and project-based businesses. Access from China is unknown; even if accessible, its banking, accounting, VAT, and payment ecosystem is clearly Europe-focused. Chinese companies without a European entity should carefully assess local banking and tax compatibility, and may want to compare it with Float, Agicap, Fathom, or Jirav, or use local ERP finance modules such as Yonyou or Kingdee.