cashlink.de

What It Is

Cashlink positions itself as regulated infrastructure for a “token-based capital market,” providing blockchain-native capital markets infrastructure for European financial institutions. According to its website, its core business is not traditional payment acquiring, but helping institutions issue and distribute tokenized crypto securities in compliance with Germany’s Electronic Securities Act (eWpG), while digitizing securities issuance, settlement, and access to alternative assets.

Core Capabilities

In terms of services, Cashlink covers the issuance and distribution of tokenized crypto securities, with target customers including financial institutions, wealth managers, fintech companies, and asset managers. The website describes it as “banking grade tokenization infrastructure” and aims to replace some inefficient parts of traditional CSD systems. Its vision includes making financial instruments programmable, tradable 24/7, and settleable within seconds. However, these are more product-vision statements than concrete implementation details; the pages reviewed do not provide specifics on clearing, custody, wallets, KYC/AML, or API integration.

Pricing and Compliance

Cashlink does not publish plans, rates, or transaction fees. Its website only offers a “Request your individual price offer” option, requiring users to submit their name, email, industry, company, job title, country, and language preference before the team arranges a meeting. This indicates a clearly enterprise-customized procurement model. Compliance is its main selling point: the website repeatedly emphasizes “fully regulated” and “institutional-grade compliance,” and explicitly mentions eWpG compliance. However, the crawled content does not disclose specific license numbers, regulators, or audit information.

Pros, Cons, and Best-Fit Users

Its strengths are a clear positioning and a focus on regulated European tokenized securities infrastructure. It is suitable for institutions looking to digitize securities issuance or settlement, or to introduce alternative assets to high-net-worth clients. The drawbacks are limited public information: there are no details on payment methods, settlement cycles, API documentation, pricing, or risk-control mechanisms. It is also not a payment gateway for general e-commerce, SaaS, or cross-border collections.

Access from China and Alternatives

Access from mainland China cannot be determined from the available text and is therefore marked as unknown. Chinese institutions exploring similar solutions should carefully assess local regulation, cross-border securities compliance, data-export requirements, and the legal status of on-chain assets. Comparable options include Securitize, Tokeny, Taurus, Fireblocks Tokenization, as well as traditional securities custody or central securities depository-related services.