360wealthbenefits.com

What It Is

360 Wealth & Benefits is an employee benefits and insurance services firm based in Tampa, USA. Its core positioning is not as a standalone SaaS product, but as a combined “service + system” solution for corporate employee benefits. Its proprietary Benefits Management System is called 360 Connect, used for benefits enrollment, employee data management, carrier and payroll integrations, alongside administrative outsourcing and compliance consulting.

Core Capabilities

360 Connect covers COBRA administration, new-hire enrollment, open enrollment, Qualifying Events, administrative changes, and consolidated reporting. The website emphasizes connecting payroll systems and insurance carriers through single-point data entry to reduce paper applications, duplicate input, and human error. The system can centrally store employee benefits information, emergency contacts, beneficiary designations, historical benefits records, and compliance documents such as SPD and Section 125 materials. On the services side, it also includes invoice audits, claims support, retirement or termination transition services, as well as compliance scoring, required notices, form filings, and COBRA- and CMS-related processing.

Pricing and Business Model

The website does not provide standard packages, per-employee pricing, or subscription fees. Its content repeatedly emphasizes that the full range of services is provided to clients, and states that the Benefits Management System, administrative services, and compliance consulting can help employers save on costs they would otherwise spend on purchasing systems or services. It also offers clients a complementary PEO Analysis. Overall, it appears to deliver software capabilities through a benefits broker/advisory relationship rather than as software that can be purchased directly online.

Pros and Cons

The main advantage is its relatively comprehensive coverage of the employee benefits management workflow, making it especially suitable for employers with limited HR resources who want to outsource benefits administration. Invoice audits, employee claims assistance, and compliance support also reflect a strong service-oriented model. The downside is limited product transparency: there is no disclosure of specific pricing, client dashboard screenshots, permission models, APIs, integration lists, or security certifications. The claimed “secure online location” lacks verifiable details such as SOC 2 or HIPAA compliance.

Who It’s For

It is best suited to small and midsize businesses operating in the United States that need to manage employee benefits such as health, dental, vision, life, disability, and FSA plans, as well as employers evaluating alternatives to a PEO in order to reduce costs. It is less suitable for teams that only want to purchase a standardized HR SaaS product, implement it themselves, or require open APIs for deeper development.

Access from China

No information is provided about availability from mainland China. Since the service is heavily tied to U.S. insurance carriers and regulatory frameworks such as COBRA, CMS, and DOL, its applicability to local Chinese companies is limited.