simpleportfolio.app

What It Is

Simple Portfolio is an investment portfolio tracking tool, not a payment gateway or trade execution platform. It is designed for individual investors, helping users manage stocks, ETFs, and cryptocurrencies in one place, and view portfolio value, gains and losses, asset allocation, dividends, and risk metrics. The website highlights that it is used by 10,000+ investors and offers an online demo.

Core Features

In terms of service scope, it covers performance tracking, dividend tracking, tax reporting, and portfolio analysis. Compared with most brokerages that only show basic profit and loss, Simple Portfolio places more emphasis on long-term metrics, including true annualized net return, annualized fee rate, capital gains yield, and dividend yield. Users can import transactions from brokerages, upload them via CSV, or add trades manually; however, the main text does not list the specific supported brokers. For dividends, the system can automatically import corporate actions such as dividends and stock splits, and provides a dividend calendar to help with position planning. The Premium plan also includes breakdowns by asset class, region, and sector, portfolio benchmark comparison, and risk-adjusted return analysis.

Pricing and Payment Information

Pricing is clear: the Free plan is $0 and supports unlimited transactions, unlimited brokerage accounts, 1 portfolio, performance tracking, automatic dividend and stock split tracking, and chat support. Premium costs $9/month or $90/year, supports 5 portfolios, and adds holdings analysis, benchmark comparison, a dividend calendar, advanced dividend analysis, portfolio breakdowns, and risk analysis. Tax reports are purchased as a one-time add-on per tax year, starting at $0. The main text does not disclose specific payment methods, refund policy, or the applicability of tax reports across different countries.

Pros, Cons, and Who It’s For

The main advantage is that the free plan has relatively few restrictions and is friendly to long-term investors, especially those who currently rely on spreadsheets to track dividends and returns. The Premium plan covers returns, dividends, risk, and benchmarks, making it suitable for individual investors who want to review their investment performance in more detail. The downside is that several key details are not disclosed, such as compliance and licensing, data security, market data sources, specific brokerage integrations, API capabilities, and the geographic coverage of tax reporting. As a result, it is better understood as an analysis and record-keeping tool, rather than a regulated trading, custody, or payment service.

China Access and Alternatives

The main text does not provide information about access from mainland China, RMB pricing, or support for local Chinese brokerages, so china_access can only be assessed as unknown. Chinese users looking for similar functionality may also compare Sharesight, Portfolio Performance, Delta Investment Tracker, Kubera, or Yahoo Finance Portfolio. If A-shares, local brokerage imports, or China-specific tax treatment are involved, data compatibility should be verified first.