networthexpress.net

What It Is

Net Worth Express is personal financial statement software from KISS Computer Company. Since 2003, it has served individuals, accountants, banks, and financial professionals. Its core goal is to help users create and maintain a Personal Financial Statement / Statement of Financial Condition, supporting more comprehensive applications for or maintenance of credit with financial institutions, while also helping users calculate net worth and better understand their personal financial position.

Core Features

The product is available in two versions: HOME and PRO. Both support creating professionally formatted personal financial statements, calculating net worth, generating balance sheets, adding notes to financial statements, tracking income and expenses, and entering information on an individual or joint basis. The system also supports tax treatment for unrealized asset appreciation, customization of report titles and footers, management of contacts/relatives/important document directories, and previewing before printing.

The PRO version is more oriented toward professional service scenarios: asset detail schedules increase from 12 in HOME to 18, and liability detail schedules increase from 8 to 12. It also supports inserting or modifying GAAP-based accountant-prepared reports, printing on company letterhead, identifying the report preparer, and generating unbranded reports for client delivery.

Pricing and Deployment

The website text mentions Product Catalog, Buy Now, and Order Now, and distinguishes between the HOME and PRO versions, but it does not disclose pricing, payment methods, license terms, or whether a trial is available. The deployment method is also not clearly stated; based on references to system requirements, computer compatibility, and downloadable enhancement packages, it appears closer to traditional locally installed software than to a modern cloud SaaS product.

Pros and Cons

Its strengths are its highly focused positioning and relatively complete set of data entry, calculation, note, and printing capabilities centered on personal financial statements. The PRO version clearly supports client-delivery scenarios for accountants and financial professionals. Its drawbacks are that common modern business software features—such as team collaboration, permissions, APIs, third-party integrations, and security/compliance information—are not reflected in the main text, and pricing transparency is also limited.

Who It’s For and Access from China

It is suitable for individuals, CPAs, bankers, and financial professionals who need to create personal financial statements, net worth statements, or prepare statements of financial condition for clients. The source text provides no basis for determining access conditions in mainland China, so this remains unknown.