3rd-eyes.com

What It Is

3rd-eyes analytics AG is a WealthTech company headquartered in Zurich, Switzerland. Founded in 2015, it is not positioned as a payment gateway or acquiring institution, but as a goal-based digital wealth management platform for banks, wealth managers, and financial advisors. Its core concept is to combine clients’ financial goals, values, and sustainable investment preferences with investment advice, helping institutions deliver a more personalized, visual, and compliant wealth advisory process.

Core Capabilities

The platform includes an advisor-side wealth management suite, a self-service One-Page Planner, Simple Suite, Mobile Suite, and Risk Engine REST APIs for institutions and software vendors. Risk Engine provides two types of APIs: wealth forecasting simulation and asset allocation optimization. Its forecasting is built around Monte Carlo simulations based on thousands of capital market scenarios, incorporating liquid and illiquid assets, liabilities, cash flows, fat-tail risks, climate change, and extreme events similar to COVID-19. The optimization module can optimize portfolios around risk budgets, cash flows, multiple objectives, core-satellite strategies, or customized strategic asset allocation.

Pricing and Compliance

The website does not disclose pricing, rates, subscription tiers, implementation fees, or SLA details. It only offers demo booking and a contact form, so it can be assessed as custom-priced for institutional clients. On compliance, the site explicitly mentions MiFID II, GDPR, and DORA compliance, and states that it is SOC 2 Level II certified; however, it does not disclose any financial licenses or regulatory registration numbers. As for AI capabilities, its Jarvis AI is more focused on explaining charts, summarizing wealth plans, supporting advisor training, and assisting client communication, rather than letting a large language model directly generate black-box investment recommendations. This aligns with the cautious requirements of regulated investment advisory scenarios.

Pros and Cons

Its strengths include a high degree of modularity, with support for iframe, redirect, REST API, JSON requests/responses, and callbacks, making it embeddable into e-banking platforms, websites, and BI tools. It is also well differentiated in sustainable investing, climate risk, goal achievement probability, and automated generation of suitability records. Its weaknesses are that public materials lack details on actual deployment timelines, pricing, customer support, data sources, and model validation; additionally, it is mainly framed around the European regulatory context, so its adaptability to other markets requires further confirmation.

Who It Is For and Access from China

It is better suited to banks, wealth management institutions, family office service providers, or financial software platforms that already have advisory teams and want to improve their digital investment advisory experience. It is not suitable for merchants looking for payment acquiring, wallets, or cross-border settlement services. Access from mainland China is not mentioned in the available materials, so it is assessed as unknown.