一句话Private real estate lender offering DSCR rental loans, fix & flip loans, bridge loans and small-balance multifamily financing for investors, brokers and developers.
定价Loan-based pricing with closing costs and origination fees disclosed in term sheet No fee to submit a scenario or receive a term sheet. Standard closing costs and origination fees apply at closing. Specific interest rates, origination fee percentages and APR are
适合谁Real estate investors, brokers, developers, LLC-held property owners, rental portfolio owners, fix-and-flip investors, bridge-loan borrowers and small multifami
核心功能DSCR rental loans based on property cash flow rather than personal incomeFix & flip loans with rehab draws and ARV-based underwritingBridge loans for time-sensitive acquisitions1031 exchange gaps and stabilization projectsSmall balance multifamily financingPreliminary terms typically within 24–48 hoursFix & flip and bridge closings can be as fast as 7–14 days in some casesLLC ownership supported on most programsNationwide lending through lending partnerswith roots in Pennsylvania and New Jersey
服务类型私募房地产融资/硬钱或私募贷款服务,包括DSCR Rental Loans、Fix & Flip Loans、Bridge Loans、Small Balance Multifamily Financing。
支持支付方式正文未披露贷款放款或还款的具体支付方式;桥贷和多数短期项目提到按月付息、到期偿还本金。
覆盖国家/地区美国;文本称在宾夕法尼亚、新泽西有较深根基,并通过合作贷款方覆盖全国/多数州。
费率与手续费提交融资场景和获取term sheet不收费;标准closing costs和origination fees在成交时收取并在term sheet中披露。具体利率、APR和手续费比例未披露。
结算到账周期初步条款通常24–48小时;Fix & Flip贷款通常获批后7–14天关闭,桥贷可快至2–3周,FAQ中也称Bridge & Fix/Flip为7–14天;DSCR Rental通常20–30天。
合规与牌照未披露具体金融牌照、NMLS编号、监管机构或合规认证。
风控能力基于资产和项目的承销;DSCR按租金现金流与债务覆盖率评估,Fix & Flip按LTC、ARV、装修预算和经验评估,Bridge按LTV、物业价值、退出策略和信用分评估。多数项目最低信用分620,680–700+可获得更好价格。
API与集成未披露API、系统集成或开发者工具。
支付Not a payment processor. Financing repayment appears to include interest-only monthly payments for bridge and many short-term programs; specific payment methods are not disclosed.
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适用场景Rental portfolio purchase/refinance/cash-out refinancefix-and-flip acquisition and rehabbridge financing before sale1031 exchange timing gapsauction/off-market acquisitionsproperty stabilizationsmall multifamily acquisition or refinance.
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