rulewire.com

What It Is

RuleWire is a SaaS tool built for wholesale insurance brokers and MGAs. Its core goal is to turn existing Excel rating sheets into online raters within minutes. Brokers only use the web interface to calculate results and cannot access the source Excel files, allowing teams to distribute rates while protecting business logic and intellectual property.

Core Features and Collaboration

The workflow is straightforward: import Excel, map input/output fields to cells, and invite broker partners to use the rater. RuleWire says it can natively evaluate Excel formulas and flag incompatible items during import. When a new version of a rating sheet is uploaded, the entire network can switch instantly, while older versions remain archived for lookup. Each quote records the operator, time, version, parameters, and result, which is useful for meeting insurance distribution traceability requirements such as DDA. For collaboration, the site only states that brokers can be invited to access raters while being restricted from viewing source files; it does not disclose roles, approval workflows, or granular permissions.

Integrations, Security, and Deployment

A key advantage of RuleWire is that once imported, rating capabilities can be exposed via API, making it possible to connect with web calculators, internal tools, CRM, ERP, mobile apps, and other systems. On security and compliance, the page states that data does not leave the EU, is encrypted both in transit and at rest, runs on SOC 2 Type II infrastructure, and is processed in line with GDPR. Deployment appears to be a cloud-based online service, with no mention of self-hosting or private deployment.

Pricing, Pros, and Cons

The page does not disclose plans, pricing, a free tier, trials, or payment methods; it only provides contact and demo-booking options. Its strengths are its highly vertical positioning and its focus on solving slow Excel rating sheet rollout, source file leakage, version sprawl, and insufficient auditability. The downsides are limited public information, analytics features still marked as coming soon, and no details on specific Excel formula compatibility, Google Sheets support, API authentication, or usage limits.

Who It’s For and Access from China

RuleWire is best suited to European insurance MGAs, wholesale brokers, actuarial teams, and organizations that need to distribute rates to external broker networks. Access from China is unknown. If used from mainland China, teams would still need to verify network connectivity, cross-border data compliance, whether EU hosting satisfies local regulatory requirements, and whether domestic payment methods are supported. Alternatives could include insurance core-system rating engines, low-code rules platforms, or internally built API-based Excel/rules engines.