PSI (Professional Service, Inc.) is an online health insurance platform for international students and visitors traveling to the United States. It has provided International Student Health Insurance since 1996. Rather than a typical enterprise SaaS product, it is a vertical insurance service website/app that helps F1, J1, OPT, H1B, high school international students, and U.S. visitors choose insurance plans that meet school or visa requirements.
The platformβs core workflow matches plans based on identity/status, age, the state of the school, and the school name. It supports online application, payment, downloading insurance documents, Claim Forms, Confirmation Letters, Sales Receipts, and Waiver/Compliance Forms. The site also states that users can purchase coverage in about 3 minutes via the PSI app, check claim details, obtain signed waiver forms, and receive plan updates. On the provider-network side, it emphasizes Preferred Provider Networks and includes brochure links for Aetna and UHC.
PSI offers monthly or annual purchases. International student plans are advertised from $30/month; high school Gold/Platinum plans are $122-$164/month; J1 Maple/Oak/Cedar plans are $50-$60/month; OPT is $52/month; and H1B is around $77-$79/month. Plans vary by deductible, maximum coverage, coinsurance, prescriptions, mental health, emergency evacuation, and other benefits. The website repeatedly notes that displayed information is for reference only, and that the final Policy Brochure or Terms & Conditions prevail.
Its strengths are clear positioning, coverage for 900+ U.S. university scenarios, support for multiple visa types, pricing that is relatively lower than school-sponsored plans, and Chinese-language phone, email, and WeChat support. The downsides are a relatively strict refund/cancellation policy: refunds are usually only available if the plan does not meet school requirements and proof is submitted within the specified time. In addition, there is no public information about enterprise software capabilities such as security compliance, APIs, or permission systems.
It is suitable for international students who want to reduce the cost of U.S. school insurance and need to submit a waiver, as well as OPT/H1B transition-period users or J1 visitors. It is not suitable for organizations that need enterprise collaboration, open APIs, or self-hosted deployment. The main text does not specify connectivity from China. Payments support international cards, but the billing address must be a U.S. address; ACH and Wells Fargo cash deposits are also available. Alternatives include school-sponsored insurance, ISO, IMG, Seven Corners, Trawick International, and others.
β This review is compiled from public sources and does not constitute a purchase recommendation. Verify all facts on the vendor's official site. Verify on psiservice.com official site.
psiservice.com is an United States SaaS Tools provider. TG4G tracks its product information, an overall rating of 7.0/10, and a China-accessibility score of China direct-connect friendly. Click "Visit Official Site" to reach psiservice.com directly.