Prometeo positions itself as a “Borderless Financial API,” offering businesses a single financial infrastructure API to connect with banks and financial institutions across Latin America, the United States, and other markets. It is not a traditional acquirer; it is closer to an open banking and bank-transfer payment middleware layer, helping companies handle account verification, collections and payouts, international account opening, identity verification, and localized fund-flow management.
In terms of services, Prometeo covers bank account verification, Account-to-Account bank transfer payments, KYC/KYB identity verification, and international account opening. Its account verification can check routing details, account structure, and account status in real time, and return name matching or a match score. This is useful for reducing mistaken transfers and fraud before lending, payouts, or user onboarding. On the payments side, it supports initiating bank transfers via embedded website/App flows, payment links, or QR codes. Examples include Brazil’s PIX, Mexico’s SPEI/CoDi, ACH/WIRE, and selected banks in Ecuador.
The official website states that Prometeo has 7500 connections, operates in 11 countries, and can perform account verification in more than 50 countries, but it does not disclose a complete country list. Pricing is not publicly listed; there are no published rates or transaction fees, and businesses need to Request a Demo/Contact Sales for a proposal. The site mainly emphasizes that local banking networks can reduce intermediaries and costs. For settlement, A2A payments are described as supporting real-time collection, funds arriving in seconds, and instant notifications. International account opening can be completed in as fast as about one week.
Prometeo provides relatively detailed security claims, including ISO 27001, two-factor authentication, encrypted connections, and 24/7 monitoring, and states that it does not store credentials or banking data. On compliance, it says accounts are opened according to local regulations, but it does not specify particular financial licenses. For integration, it provides documentation, a sandbox, API Key, real-time notifications, reporting and reconciliation, idempotency keys, and asynchronous status updates. The official site also claims its payment solution can be integrated in under 10 days.
Its main advantage is that a single API reduces the cost of integrating with banks one by one, making it suitable for cross-market payouts, payment gateways, lending, e-commerce platforms, and financial service providers. Its account verification capability is also practical for reducing failed payments. The drawbacks are limited transparency around pricing, licenses, settlement rules, and coverage lists, which makes procurement risk control and cost estimation less straightforward.
Access from China is not stated in the available materials, so its status is unknown. If a Chinese company mainly needs local bank transfers in Latin America or the United States, Prometeo is worth evaluating. If the requirement involves local payments in China or the Asian wallet ecosystem, it may need to be combined with local acquirers, LianLian, PingPong, Stripe, Adyen, or open banking alternatives such as Plaid, TrueLayer, Yapily, and Belvo.
⚠ This review is compiled from public sources and does not constitute a purchase recommendation. Verify all facts on the vendor's official site. Verify on prometeoapi.com official site.
prometeoapi.com is an Uruguay Payments provider. TG4G tracks its product information, an overall rating of 8.0/10, and a China-accessibility score of Workable. Click "Visit Official Site" to reach prometeoapi.com directly.