PayKun is an online payment gateway provider focused on the Indian market. Its website states that it was founded in 2018. Its core positioning is to offer businesses an “affordable, simple, secure” digital payment entry point, covering payment gateways, payment links, payment buttons, merchant dashboards, and integration services. It is suitable for e-commerce businesses, SMEs, NGOs, social media sellers, and merchants without a website.
In terms of payment methods, PayKun covers a fairly comprehensive range of local Indian collection scenarios. It supports UPI, QR codes, EMI, credit cards, debit cards, international cards, net banking, and wallets, with the site claiming 120+ Payment Modes. Supported brands include Visa, RuPay, Mastercard, Maestro, American Express, Diners Club, as well as Paytm, Google Pay, PhonePe, and others. Integration is relatively developer-friendly, with JS Checkout, PHP, Python, .NET, Java, Android, and iOS SDKs, plus plugins for WooCommerce, Magento, OpenCart, PrestaShop, WHMCS, and more. Free integration assistance is also offered. The disclosed settlement cycle is T+1 to T+3 business days, though it may be affected by bank approval and risk factors.
Its fee structure is relatively transparent: UPI, debit cards, net banking, and wallets are mostly charged at 1.75%; credit cards at 2.00%; international cards at 3.00%; and Paytm Wallet at 2.00%, with GST charged separately. The site also highlights zero setup fees, zero maintenance fees, and custom enterprise plans. On the compliance side, it clearly states that it is PCI DSS Compliant, but we did not find specific payment licenses, regulatory registration numbers, or onboarding rules. Its risk-control disclosures are also mostly limited to secure checkout, chargeback guidance, and settlement risk factors.
The main advantages are broad coverage of local Indian payment methods, transparent pricing, lightweight collection tools such as payment links/buttons, and relatively complete developer documentation and plugins. The downsides are limited information on cross-border coverage, with international capability mainly reflected in support for international cards; disclosures around licensing and anti-fraud systems are also insufficient. PayKun is better suited to e-commerce businesses, SMEs, content/social sellers, and donation-based organizations that primarily collect payments from Indian customers.
Access from mainland China is not described in the available text, so it is considered unknown. If a Chinese merchant’s target market is India, PayKun can be considered as an alternative local acquiring option. If the main need is to serve China or global cross-border payments, it is worth comparing Razorpay, PayU India, Cashfree, CCAvenue, as well as Alipay, WeChat Pay, LianLian Global, PingPong, Airwallex, and similar solutions.
⚠ This review is compiled from public sources and does not constitute a purchase recommendation. Verify all facts on the vendor's official site. Verify on paykun.com official site.
paykun.com is an India Payments provider. TG4G tracks its product information, an overall rating of 7.0/10, and a China-accessibility score of Limited (proxy recommended). Click "Visit Official Site" to reach paykun.com directly.